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UCO BANK
Intrinsic Value | Fundamental Analysis

BOM : 532505     NSE : UCOBANK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward
Pledged Shares : None or < 25%
Jan 27,2025
Price(EOD): ₹ 42.91
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 51,303.20 Cr
Value of ₹ 1 Lac invested in UCO BANK
on Jan 27,2020 (price: ₹ 15.95)

₹ 1 L

₹ 2.69 L

1W : -2.6% 1M : -0.3% 1Y : 0.7%
COMMUNITY POLL
for UCO BANK
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UCO BANKis part of below Screeners ↓
Best Quarterly Growth Mid Cap Stocks
Industry Peers & Returns1W1M1Y
UCO BANK -2.6% -0.3% 0.7%
STATE BANK OF INDIA -1.3% -6.3% 23%
PUNJAB NATIONAL BANK -4.7% -5.9% -1.3%
BANK OF BARODA -4.4% -10.4% 1.1%
UNION BANK OF INDIA -3.5% -10.4% -23.4%
INDIAN OVERSEAS BANK -2.2% -2.6% 12.1%
CANARA BANK -7.6% -8.5% 6%
INDIAN BANK -5.1% -9% 12.4%
BANK OF INDIA 4.3% 1.5% -25.4%

FUNDAMENTAL ANALYSIS OF UCO BANK

 
Fundamentals Score
[ Q(TTM): Dec2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF UCO BANK

 
Valuation Score
[As on : Jan 27,2025 ]

Ratio Consolidated
P/E
P/B
P/S
22.13
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,318.30 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

1.89
P/B Calculated based on Book Value of Rs 27,213.80 Cr
[Latest Year - Mar2024 - Consolidated Results ]

2.12
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 24,182.00 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF UCO BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
3664%
12160%

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SHARE PRICE MOMENTUM OF UCO BANK



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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
0.89
1.29
2.7
1.63

PLEDGED PROMOTER SHARES OF UCO BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF UCO BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
2.33%
10.76%
6.12%
5.99%
12.03%
41.69%
28.23%
27.05%
QtrlyTrend
8
Latest Qtr: Dec2024
Quarterly Result Analysis →


UCO BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -0.3% -3.5% 35.8%
S&P BSE LARGE MIDCAP -1.4% -4.3% 7.8%
S&P BSE MIDSMALLCAP -3.4% -8.4% 12.3%
S&P BSE 200 -3.4% -5.8% 6.7%
S&P BSE FINANCE -3.5% -7% 4.4%
NSE Indices1W1M1Y
NIFTY 500 -4.1% -6.8% 6.7%
NIFTY500 MULTICAP 50:25:25 -5.1% -8.1% 6.8%
NIFTY PSU BANK -5.1% -8.1% 0.6%
NIFTY MID SMALL400 -6.8% -10.5% 7.1%
NIFTY SMALLCAP250 -8.5% -12.7% 5.5%

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FAQ about UCO BANK


Is UCO BANK good for long term investment?

As on Jan 27,2025, the Fundamentals of UCO BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of UCO BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is UCO BANK UnderValued or OverValued?

As on Jan 27,2025, UCO BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of UCO BANK ?

As on Jan 27,2025, the Intrinsic Value of UCO BANK is Rs. 0.74 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -0.41
Fair Value [Median EV / Sales Model] : Rs. 1.14
Fair Value [Median Price / Sales Model] : Rs. 0.35
Estimated Median Fair Value of UCO BANK : Rs. 0.74

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is UCO BANK trading at a Premium or Discount?

As on Jan 27,2025, UCO BANK is trading at a Premium of 5672% based on the estimates of Median Intrinsic Value!