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BANK OF INDIA
Intrinsic Value | Fundamental Analysis

BOM : 532149     NSE : BANKINDIA    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : None or < 25%
Mar 28,2025
Price(EOD): ₹ 107.10
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 48,759.42 Cr
Value of ₹ 1 Lac invested in BANK OF INDIA
on Mar 30,2020 (price: ₹ 32.35)

₹ 1 L

₹ 3.31 L

1W : -0.5% 1M : 9.3% 1Y : -19.2%
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Top Mid Cap Stocks with Best Fundamentals
Best Quarterly Growth Mid Cap Stocks
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Industry Peers & Returns1W1M1Y
BANK OF INDIA -0.5% 9.3% -19.2%
STATE BANK OF INDIA -1.3% 8.5% 4.4%
PUNJAB NATIONAL BANK 0.2% 3.3% -22.3%
BANK OF BARODA 1.7% 11.6% -11.8%
INDIAN OVERSEAS BANK -12.4% -16% -28.6%
UNION BANK OF INDIA -0.9% 8.6% -17.2%
CANARA BANK -2.5% 4.7% -21.6%
INDIAN BANK -1.1% 3.9% 8.2%
UCO BANK -6.5% -6.1% -27.3%

FUNDAMENTAL ANALYSIS OF BANK OF INDIA

 
Fundamentals Score
[ Q(TTM): Dec2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 BANKINDIA is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF BANK OF INDIA

 
Valuation Score
[As on : Mar 28,2025 ]

Ratio Consolidated
P/E
P/B
P/S
5.95
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 8,190.83 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

0.69
P/B Calculated based on Book Value of Rs 70,581.30 Cr
[Latest Year - Mar2024 - Consolidated Results ]

0.71
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 69,079.20 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 23% undervalued companies ! Discover More →

FAIR VALUE OF BANK OF INDIA

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
162%
69%
321%

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SHARE PRICE MOMENTUM OF BANK OF INDIA


Insights 💡 BANKINDIA is one of the top 21% companies with bullish price momentum currently! Discover More →

BANK OF INDIA vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
1.22
1.66
2.34
1.74

PLEDGED PROMOTER SHARES OF BANK OF INDIA

Pledged Promoter Shares
0 %
As on : Dec2024

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF BANK OF INDIA

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
4.88%
-10.41%
9.82%
6.67%
19.57%
23.09%
35.76%
34.99%
QtrlyTrend
6
Latest Qtr: Dec2024
Quarterly Result Analysis →


BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 1.5% 3.4% 7.5%
BSE FINANCIAL SERVICES 1.5% 7.2% 13.3%
BSE PSU 1.2% 8.7% 0.9%
BSE 200 0.4% 4.4% 6.4%
BSE 250 LARGEMIDCAP INDEX 0.4% 4.4% 6.4%
NSE Indices1W1M1Y
NIFTY PSU BANK 2.2% 5.2% -9.1%
NIFTY MIDSMALL FINANCIAL SERVICES 1% 3.4% 16%
NIFTY 200 VALUE 30 0.7% 8.3% NA
NIFTY 200 0.5% 4.3% 6.7%
NIFTY 500 0.3% 4.3% 6.7%

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FAQ about BANK OF INDIA


Is BANK OF INDIA good for long term investment?

As on Mar 28,2025, the Fundamentals of BANK OF INDIA look Strong and hence it may be good for long term investment! See Financial Performance of BANK OF INDIA. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is BANK OF INDIA UnderValued or OverValued?

As on Mar 28,2025, BANK OF INDIA is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of BANK OF INDIA ?

As on Mar 28,2025, the Intrinsic Value of BANK OF INDIA is Rs. 40.82 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 40.82
Fair Value [Median EV / Sales Model] : Rs. 63.44
Fair Value [Median Price / Sales Model] : Rs. 25.46
Estimated Median Fair Value of BANK OF INDIA : Rs. 40.82

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is BANK OF INDIA trading at a Premium or Discount?

As on Mar 28,2025, BANK OF INDIA is trading at a Premium of 162% based on the estimates of Median Intrinsic Value!