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PAISALO DIGITAL Financial Statement Analysis
[BOM: 532900|NSE : PAISALO]

The Revenues of PAISALO DIGITAL have increased by 39.21% YoY .
The Earnings Per Share (EPS) of PAISALO DIGITAL has decreased by -4.33 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

PAISALO DIGITAL Last 5 Annual Financial Results
[BOM: 532900|NSE : PAISALO]

ConsolidatedMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Operating Income ₹659 Cr₹473 Cr₹392 Cr₹346 Cr₹375 Cr
Expenses ₹145 Cr₹131 Cr₹99 Cr₹105 Cr₹142 Cr
Operating Profit (Excl OI) ₹514 Cr₹342 Cr₹293 Cr₹241 Cr₹233 Cr
Other Income ₹0.06 Cr₹0.13 Cr₹0.01 Cr₹0.00 Cr₹0.00 Cr
Interest ₹270 Cr₹209 Cr₹184 Cr₹162 Cr₹157 Cr
Depreciation ₹3.40 Cr₹2.55 Cr₹1.96 Cr₹2.07 Cr₹1.90 Cr
Profit Before Tax ₹241 Cr₹126 Cr₹107 Cr₹78 Cr₹74 Cr
Profit After Tax ₹179 Cr₹94 Cr₹79 Cr₹58 Cr₹54 Cr
Consolidated Net Profit ₹179 Cr₹94 Cr₹79 Cr₹58 Cr₹54 Cr
Earnings Per Share (Rs)₹1.99₹2.08₹18.05₹13.71₹12.80
PAT Margin (%)27.1719.7820.2116.7614.44
ROE(%)14.408.668.737.387.66
ROCE(%)14.0911.2211.9411.4812.12
Total Debt/Equity(x)2.001.831.671.621.63

Key Financials

Market Cap : ₹ 4,650.7 Cr
Revenue (TTM) : ₹ 751.5 Cr
Net Profit(TTM) : ₹ 184.5 Cr
EPS (TTM) : ₹ 2.1
P/E (TTM) : 25.2

Industry Peers & Returns1W1M1Y
PAISALO DIGITAL -1.6% 9.3% 18.7%
BAJAJ FINANCE -3.8% 1.8% -8.3%
BAJAJ HOLDINGS & INVESTMENT -1.2% 4.2% 41.3%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY -4.5% -4.4% -5.5%
SHRIRAM FINANCE -1.7% -2.4% 44.4%
SBI CARDS AND PAYMENT SERVICES -2% 0.1% -9.1%
MUTHOOT FINANCE -4% 5.1% 43.4%
ADITYA BIRLA CAPITAL -2.4% -2.2% 18.7%
SUNDARAM FINANCE -1.4% 2.4% 27.9%


PAISALO DIGITAL Revenues
[BOM: 532900|NSE : PAISALO]

Y-o-Y

39.21 %

5 Yr CAGR

15.14 %

Years Revenues % Change
Mar2024 ₹659 Cr
39.21
Mar2023 ₹473 Cr
20.64
Mar2022 ₹392 Cr
13.35
Mar2021 ₹346 Cr
-7.67
Mar2020 ₹375 Cr -


PAISALO DIGITAL Operating Profit
[BOM: 532900|NSE : PAISALO]

Y-o-Y

50.39 %

5 Yr CAGR

21.93 %

Years Operating Profit % Change
Mar2024 ₹514 Cr
50.39
Mar2023 ₹342 Cr
16.59
Mar2022 ₹293 Cr
21.48
Mar2021 ₹241 Cr
3.77
Mar2020 ₹233 Cr -

Operating Margins
Y-o-Y

8.03 %

5 Yr CAGR

5.89 %

Years Operating Margin% % Change
Mar2024 78.04%
8.03
Mar2023 72.24%
-3.37
Mar2022 74.76%
7.18
Mar2021 69.75%
12.37
Mar2020 62.07% -

PAISALO DIGITAL Profit After Tax
[BOM: 532900|NSE : PAISALO]

Y-o-Y

91.17 %

5 Yr CAGR

34.84 %

Years Profit After Tax % Change
Mar2024 ₹179 Cr
91.17
Mar2023 ₹94 Cr
18.13
Mar2022 ₹79 Cr
36.69
Mar2021 ₹58 Cr
7.11
Mar2020 ₹54 Cr -

PAT Margins
Y-o-Y

37.36 %

5 Yr CAGR

17.12 %

Years PAT Margin(%) % Change
Mar2024 27.17 %
37.36
Mar2023 19.78 %
-2.13
Mar2022 20.21 %
20.58
Mar2021 16.76 %
16.07
Mar2020 14.44 % -

PAISALO DIGITAL Earnings Per Share (EPS)
[BOM: 532900|NSE : PAISALO]

Y-o-Y

-4.33 %

5 Yr CAGR

-37.21 %

Years EPS % Change
Mar2024 ₹1.99
-4.33
Mar2023 ₹2.08
-88.48
Mar2022 ₹18
31.66
Mar2021 ₹14
7.11
Mar2020 ₹13 -

PAISALO DIGITAL Return on Capital Employed (ROCE)
[BOM: 532900|NSE : PAISALO]

Y-o-Y

25.58 %

5 Yr CAGR

3.84 %

Years ROCE % Change
Mar2024 14.09%
25.58
Mar2023 11.22%
-6.03
Mar2022 11.94%
4.01
Mar2021 11.48%
-5.28
Mar2020 12.12% -

PAISALO DIGITAL Share Price vs Sensex

Current Share Price : ₹51.8
Current MarketCap: ₹ 4,650.7 Cr
Updated EOD on :Dec 26,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
PAISALO DIGITAL

-1.6%

9.3%

18.7%

SENSEX

-2.1%

-2%

11.3%

PAISALO DIGITAL related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -0.3% -3.5% 35.8%
S&P BSE FINANCE -2% -0.8% 11.4%
S&P BSE MIDSMALLCAP -2.7% 1.9% 33.4%
S&P BSE SMALL CAP -2.8% 2.4% 34.3%
No NSE index found

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FAQ about PAISALO DIGITAL Financials


How the annual revenues of PAISALO DIGITAL have changed ?

The Revenues of PAISALO DIGITAL have increased by 39.21% YoY .

How the Earnings per Share (EPS) of PAISALO DIGITAL have changed?

The Earnings Per Share (EPS) of PAISALO DIGITAL has decreased by -4.33 % YoY .