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UNION BANK OF INDIA Financial Statement Analysis
[BOM: 532477|NSE : UNIONBANK]

The Net Interest Income of UNION BANK OF INDIA have increased by 11.72% YoY .
The Earnings Per Share (EPS) of UNION BANK OF INDIA has increased by 45.14 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

UNION BANK OF INDIA Last 5 Annual Financial Results
[BOM: 532477|NSE : UNIONBANK]

ConsolidatedMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹100,376 Cr₹81,163 Cr₹68,230 Cr₹69,311 Cr₹37,479 Cr
Other Income ₹17,813 Cr₹15,915 Cr₹13,524 Cr₹14,307 Cr₹5,789 Cr
Interest Expended ₹63,364 Cr₹48,033 Cr₹40,178 Cr₹44,112 Cr₹25,837 Cr
Operating Expenses ₹26,506 Cr₹23,487 Cr₹19,703 Cr₹19,752 Cr₹8,188 Cr
Profit Before Tax ₹21,508 Cr₹12,147 Cr₹8,566 Cr₹2,327 Cr₹-4,151 Cr
Profit After Tax ₹13,709 Cr₹8,430 Cr₹5,209 Cr₹2,828 Cr₹-3,041 Cr
Consolidated Net Profit ₹13,797 Cr₹8,512 Cr₹5,265 Cr₹2,863 Cr₹-3,121 Cr
Earnings Per Share (Rs)₹18.07₹12.45₹7.70₹4.47₹-9.12
NIM2.772.712.472.482.21
ROE(%)16.6812.178.286.25-11.02
ROCE(%)21.3312.979.445.51-3.01
Advances Growth14.3715.2111.8086.776.32
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 96,336.0 Cr
Revenue (TTM) : ₹ 107,058.0 Cr
Net Profit(TTM) : ₹ 16,229.8 Cr
EPS (TTM) : ₹ 21.3
P/E (TTM) : 5.9

Industry Peers & Returns1W1M1Y
UNION BANK OF INDIA -0.9% 8.6% -17.2%
STATE BANK OF INDIA -1.3% 8.5% 4.4%
PUNJAB NATIONAL BANK 0.2% 3.3% -22.3%
BANK OF BARODA 1.7% 11.6% -11.8%
INDIAN OVERSEAS BANK -12.4% -16% -28.6%
CANARA BANK -2.5% 4.7% -21.6%
INDIAN BANK -1.1% 3.9% 8.2%
UCO BANK -6.5% -6.1% -27.3%
BANK OF INDIA -0.5% 9.3% -19.2%


UNION BANK OF INDIA Net Interest Income
[BOM: 532477|NSE : UNIONBANK]

Y-o-Y

11.72 %

5 Yr CAGR

33.53 %

Years Net Interest Income % Change
Mar2024 ₹37,012 Cr
11.72
Mar2023 ₹33,130 Cr
18.11
Mar2022 ₹28,051 Cr
11.32
Mar2021 ₹25,199 Cr
116.44
Mar2020 ₹11,642 Cr -

UNION BANK OF INDIA Net Interest Margin (NIM)
[BOM: 532477|NSE : UNIONBANK]

Net Interest Margins
Y-o-Y

2.21 %

5 Yr CAGR

5.81 %

Years Net Interest Margin% % Change
Mar2024 2.77%
2.21
Mar2023 2.71%
9.72
Mar2022 2.47%
-0.40
Mar2021 2.48%
12.22
Mar2020 2.21% -

UNION BANK OF INDIA Profit After Tax
[BOM: 532477|NSE : UNIONBANK]

Y-o-Y

62.10 %

5 Yr CAGR

Positive

Years Profit After Tax % Change
Mar2024 ₹13,797 Cr
62.10
Mar2023 ₹8,512 Cr
61.66
Mar2022 ₹5,265 Cr
83.88
Mar2021 ₹2,863 Cr
Positive
Mar2020 ₹-3,121 Cr -

PAT Margins
Y-o-Y

45.11 %

5 Yr CAGR

Positive

Years PAT Margin(%) % Change
Mar2024 37.28 %
45.11
Mar2023 25.69 %
36.87
Mar2022 18.77 %
65.23
Mar2021 11.36 %
Positive
Mar2020 -26.81 % -

UNION BANK OF INDIA Earnings Per Share (EPS)
[BOM: 532477|NSE : UNIONBANK]

Y-o-Y

45.14 %

5 Yr CAGR

Positive

Years EPS % Change
Mar2024 ₹18
45.14
Mar2023 ₹12
61.69
Mar2022 ₹7.70
72.26
Mar2021 ₹4.47
Positive
Mar2020 ₹-9.12 -

UNION BANK OF INDIA Return on Capital Employed (ROCE)
[BOM: 532477|NSE : UNIONBANK]

Y-o-Y

64.46 %

5 Yr CAGR

Positive

Years ROCE % Change
Mar2024 21.33%
64.46
Mar2023 12.97%
37.39
Mar2022 9.44%
71.32
Mar2021 5.51%
Positive
Mar2020 -3.01% -

UNION BANK OF INDIA Share Price vs Sensex

Current Share Price : ₹126.2
Current MarketCap: ₹ 96,336.0 Cr
Updated EOD on :Mar 28,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
UNION BANK OF INDIA

-0.9%

8.6%

-17.2%

SENSEX

0.7%

4%

6.3%

UNION BANK OF INDIA related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 1.5% 3.4% 7.5%
BSE FINANCIAL SERVICES 1.5% 7.2% 13.3%
BSE PSU 1.2% 8.7% 0.9%
BSE 100 LARGECAP TMC INDEX 0.6% 4.5% 5.5%
BSE LARGECAP 0.6% 4.4% 5.4%
NSE Indices1W1M1Y
NIFTY PSU BANK 2.2% 5.2% -9.1%
NIFTY MIDSMALL FINANCIAL SERVICES 1% 3.4% 16%
NIFTY 200 VALUE 30 0.7% 8.3% NA
NIFTY 200 0.5% 4.3% 6.7%
NIFTY DIVIDEND OPPORTUNITIES 50 0.4% 2% 3.2%

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FAQ about UNION BANK OF INDIA Financials


How the annual revenues of UNION BANK OF INDIA have changed ?

The Net Interest Income of UNION BANK OF INDIA have increased by 11.72% YoY .

How the Earnings per Share (EPS) of UNION BANK OF INDIA have changed?

The Earnings Per Share (EPS) of UNION BANK OF INDIA has increased by 45.14 % YoY .