UNION BANK OF INDIA
|
UNION BANK OF INDIA Last 5 Year Financial Ratios History
[Consolidated]
| Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 18.07 | 12.45 | 7.70 | 4.47 | -9.12 |
| DPS(Rs) | 3.60 | 3.00 | 1.90 | - | - |
| Book NAV/Share(Rs) | 120.32 | 106.17 | 96.57 | 93.24 | 89.73 |
| Margin Ratios | |||||
| Yield on Advances | 11.48 | 10.62 | 10.29 | 11.68 | 11.80 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.06 | 4.13 | 3.70 | 4.51 | 5.11 |
| NIM | 2.77 | 2.71 | 2.47 | 2.48 | 2.21 |
| Interest Spread | 6.42 | 6.49 | 6.58 | 7.17 | 6.68 |
| Performance Ratios | |||||
| ROA(%) | 1.02 | 0.68 | 0.46 | 0.35 | -0.58 |
| ROE(%) | 16.68 | 12.17 | 8.28 | 6.25 | -11.02 |
| ROCE(%) | 21.33 | 12.97 | 9.44 | 5.51 | -3.01 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 48.35 | 47.89 | 47.39 | 50.00 | 46.97 |
| Core Cost Income Ratio | 50.29 | 49.01 | 51.60 | 56.81 | 51.14 |
| Operating Costs to Assets | 1.89 | 1.82 | 1.65 | 1.82 | 1.47 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 8.49 | 5.34 | 5.03 | 7.62 | - |
| PCE(x) | 8.02 | 4.95 | 4.45 | 5.84 | -3.75 |
| Price/Book(x) | 1.28 | 0.63 | 0.40 | 0.37 | 0.32 |
| Yield(%) | 2.35 | 4.51 | 4.90 | - | - |
| EV/Net Sales(x) | 1.44 | 1.09 | 1.14 | 1.07 | 1.67 |
| EV/Core EBITDA(x) | 5.09 | 3.45 | 3.56 | 3.74 | 6.78 |
| EV/EBIT(x) | 1.70 | 1.47 | 1.60 | 1.59 | 2.89 |
| EV/CE(x) | 1.21 | 0.76 | 0.07 | 0.07 | 0.11 |
| M Cap / Sales | 1.17 | 0.56 | 0.39 | 0.31 | 0.26 |
| Growth Ratio | |||||
| Core Operating Income Growth | 11.72 | 18.11 | 11.32 | 116.44 | 11.76 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 62.61 | 61.86 | 84.17 | 193.00 | -3.66 |
| BVPS Growth | 13.33 | 9.95 | 3.57 | 3.91 | -35.43 |
| Advances Growth | 14.37 | 15.21 | 11.80 | 86.77 | 6.32 |
| EPS Growth(%) | 45.13 | 61.65 | 72.37 | 149.02 | 44.99 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Investment / Deposits(x) | 0.28 | 0.31 | 0.34 | 0.37 | 0.34 |
| IncLoan / Deposits(x) | 2.20 | 3.81 | 4.95 | 5.61 | 11.65 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of UNION BANK OF INDIA
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UNION BANK OF INDIA | ₹85,916.2 Cr | 1.7% | -9.3% | -17.5% | Stock Analytics | |
| STATE BANK OF INDIA | ₹683,715.0 Cr | 1.9% | -3.5% | 20.7% | Stock Analytics | |
| PUNJAB NATIONAL BANK | ₹114,182.0 Cr | -0.5% | -6.7% | -11.6% | Stock Analytics | |
| BANK OF BARODA | ₹109,038.0 Cr | -5% | -12.7% | -13.9% | Stock Analytics | |
| INDIAN OVERSEAS BANK | ₹95,079.1 Cr | 1.6% | -5.4% | 3.9% | Stock Analytics | |
| CANARA BANK | ₹84,084.9 Cr | 0.8% | -8.6% | -3.2% | Stock Analytics | |
UNION BANK OF INDIA Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UNION BANK OF INDIA | 1.7% |
-9.3% |
-17.5% |
| SENSEX | 2.8% |
-3.1% |
9% |
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