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UJJIVAN SMALL FINANCE BANK Financial Statement Analysis
[BOM: 542904|NSE : UJJIVANSFB]

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

UJJIVAN SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 542904|NSE : UJJIVANSFB]

StandaloneMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹5,677 Cr₹4,165 Cr₹2,813 Cr₹2,806 Cr₹2,704 Cr
Other Income ₹787 Cr₹589 Cr₹360 Cr₹302 Cr₹322 Cr
Interest Expended ₹2,268 Cr₹1,467 Cr₹1,039 Cr₹1,078 Cr₹1,070 Cr
Operating Expenses ₹2,279 Cr₹1,802 Cr₹1,496 Cr₹1,230 Cr₹1,319 Cr
Profit Before Tax ₹1,702 Cr₹1,467 Cr₹-550 Cr₹10 Cr₹466 Cr
Profit After Tax ₹1,281 Cr₹1,100 Cr₹-415 Cr₹8.30 Cr₹350 Cr
Earnings Per Share (Rs)₹24.70₹5.51₹-2.40₹0.05₹1.95
NIM8.708.367.848.829.19
ROE(%)31.7033.75-14.980.2815.26
ROCE(%)26.5028.36-7.334.5112.26
Advances Growth26.2730.5912.483.2133.08
Net NPAs (funded) to Net Advances (%)0.280.040.612.930.20

Key Financials

Market Cap : ₹ 7,060.8 Cr
Revenue (TTM) : ₹ 6,309.6 Cr
Net Profit(TTM) : ₹ 972.4 Cr
EPS (TTM) : ₹ 5.0
P/E (TTM) : 7.3

Industry Peers & Returns1W1M1Y
UJJIVAN SMALL FINANCE BANK 6.1% 15.8% -28.5%
HDFC BANK -0.6% 6.2% 21.2%
ICICI BANK -1% 10.3% 22.9%
KOTAK MAHINDRA BANK -1.8% 11.8% 21.4%
AXIS BANK -1.1% 8.8% 4%
INDUSIND BANK 5% -30.9% -54.5%
IDBI BANK 0.8% 15.1% -3.3%
YES BANK 1.8% 5.3% -27.1%
IDFC FIRST BANK 5.2% 1.7% -23.7%


UJJIVAN SMALL FINANCE BANK Net Interest Income
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

26.37 %

5 Yr CAGR

20.19 %

Years Net Interest Income % Change
Mar2024 ₹3,409 Cr
26.37
Mar2023 ₹2,698 Cr
52.12
Mar2022 ₹1,774 Cr
2.61
Mar2021 ₹1,729 Cr
5.81
Mar2020 ₹1,634 Cr -

UJJIVAN SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 542904|NSE : UJJIVANSFB]

Net Interest Margins
Y-o-Y

4.07 %

5 Yr CAGR

-1.36 %

Years Net Interest Margin% % Change
Mar2024 8.7%
4.07
Mar2023 8.36%
6.63
Mar2022 7.84%
-11.11
Mar2021 8.82%
-4.03
Mar2020 9.19% -

UJJIVAN SMALL FINANCE BANK Profit After Tax
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

16.51 %

5 Yr CAGR

38.34 %

Years Profit After Tax % Change
Mar2024 ₹1,281 Cr
16.51
Mar2023 ₹1,100 Cr
Positive
Mar2022 ₹-415 Cr
Negative
Mar2021 ₹8.30 Cr
-97.63
Mar2020 ₹350 Cr -

PAT Margins
Y-o-Y

-7.80 %

5 Yr CAGR

15.10 %

Years PAT Margin(%) % Change
Mar2024 37.59 %
-7.80
Mar2023 40.77 %
Positive
Mar2022 -23.38 %
Negative
Mar2021 0.48 %
-97.76
Mar2020 21.42 % -

UJJIVAN SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

348.28 %

5 Yr CAGR

88.65 %

Years EPS % Change
Mar2024 ₹25
348.28
Mar2023 ₹5.51
Positive
Mar2022 ₹-2.40
Negative
Mar2021 ₹0.05
-97.44
Mar2020 ₹1.95 -

UJJIVAN SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

-6.56 %

5 Yr CAGR

21.25 %

Years ROCE % Change
Mar2024 26.5%
-6.56
Mar2023 28.36%
Positive
Mar2022 -7.33%
Negative
Mar2021 4.51%
-63.21
Mar2020 12.26% -

UJJIVAN SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹36.5
Current MarketCap: ₹ 7,060.8 Cr
Updated EOD on :Apr 04,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
UJJIVAN SMALL FINANCE BANK

6.1%

15.8%

-28.5%

SENSEX

-2.9%

3.1%

1.8%

UJJIVAN SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP NA 7% 4.8%
BSE FINANCIAL SERVICES -1% 7.5% 9.7%
BSE SMALLCAP -2% 7.2% 3.2%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX -2% 4.9% 6.1%
BSE MIDSMALLCAP -2.6% 6% 2.3%
NSE Indices1W1M1Y
NIFTY MICROCAP 250 -2.2% 5.8% 4.2%
NIFTY TOTAL MARKET -2.8% 4.6% 1.6%
NIFTY500 VALUE 50 -3.8% 6.4% -0.7%

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FAQ about UJJIVAN SMALL FINANCE BANK Financials


How the annual revenues of UJJIVAN SMALL FINANCE BANK have changed ?

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .

How the Earnings per Share (EPS) of UJJIVAN SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY .