Home > Analytics > ICICI BANK

ICICI BANK
Intrinsic Value | Fundamental Analysis

BOM : 532174     NSE : ICICIBANK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Average [Stock is fairly valued]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Upward
Pledged Shares : None or < 25%
Mar 28,2025
Price(EOD): ₹ 1,348.40
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 960,910.29 Cr
Value of ₹ 1 Lac invested in ICICI BANK
on Mar 30,2020 (price: ₹ 314.00)

₹ 1 L

₹ 4.29 L

1W : -0.7% 1M : 10.2% 1Y : 23.3%
COMMUNITY POLL
for ICICI BANK
Please provide your vote to see the results
ICICI BANK is part of below Screeners ↓
Top Large Cap Stocks with Best Fundamentals
Best 1M Momentum Large Cap Stocks
Industry Peers & Returns1W1M1Y
ICICI BANK -0.7% 10.2% 23.3%
HDFC BANK 1.5% 8.6% 27.9%
KOTAK MAHINDRA BANK -0.3% 10.3% 21.4%
AXIS BANK 0.4% 9.2% 5.6%
INDUSIND BANK -2.9% -37.2% -55.7%
IDBI BANK -4% 8.4% -4%
YES BANK -3.1% -5.1% -27%
IDFC FIRST BANK -5.1% -6.6% -26.7%
THE FEDERAL BANK -1.5% 8% 32%

FUNDAMENTAL ANALYSIS OF ICICI BANK

 
Fundamentals Score
[ Q(TTM): Dec2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 ICICIBANK is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF ICICI BANK

 
Valuation Score
[As on : Mar 28,2025 ]

Ratio Consolidated
P/E
P/B
P/S
18.45
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 52,068.10 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

3.77
P/B Calculated based on Book Value of Rs 254,739.00 Cr
[Latest Year - Mar2024 - Consolidated Results ]

5.32
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 180,551.00 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 23% undervalued companies ! Discover More →

FAIR VALUE OF ICICI BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
-7%
-24%
33%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF ICICI BANK


Insights 💡 ICICIBANK is one of the top 21% companies with bullish price momentum currently! Discover More →

ICICI BANK vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
0
0.51
0.81
0.44

PLEDGED PROMOTER SHARES OF ICICI BANK

Pledged Promoter Shares
0 %
As on : Dec2024

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF ICICI BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
1.54%
-0.64%
-0.07%
-0.23%
15.1%
22.2%
22.07%
22.86%
QtrlyTrend
2
Latest Qtr: Dec2024
Quarterly Result Analysis →


ICICI BANK related INDICES

BSE Indices1W1M1Y
BSE BANKEX 2.4% 7.4% 12.1%
BSE ALLCAP 1.5% 3.4% 7.5%
BSE FINANCIAL SERVICES 1.5% 7.2% 13.3%
BSE PRIVATE BANKS INDEX 1.4% 4% 7.6%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX 0.8% 4.5% 10.8%
NSE Indices1W1M1Y
NIFTY FINANCIAL SERVICES 2.1% 9% 20.7%
NIFTY PRIVATE BANK 2% 5.5% 9.7%
NIFTY BANK 1.9% 6% 10%
NIFTY FINANCIAL SERVICES 25/50 1.7% 8.6% 19.1%
NIFTY TOP 10 EQUAL WEIGHT 1.4% 5% NA

You may also like the below Video Courses


FAQ about ICICI BANK


Is ICICI BANK good for long term investment?

As on Mar 28,2025, the Fundamentals of ICICI BANK look Strong and hence it may be good for long term investment! See Financial Performance of ICICI BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is ICICI BANK UnderValued or OverValued?

As on Mar 28,2025, ICICI BANK is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of ICICI BANK ?

As on Mar 28,2025, the Intrinsic Value of ICICI BANK is Rs. 1,456.37 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1,456.37
Fair Value [Median EV / Sales Model] : Rs. 1,784.94
Fair Value [Median Price / Sales Model] : Rs. 1,013.19
Estimated Median Fair Value of ICICI BANK : Rs. 1,456.37

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is ICICI BANK trading at a Premium or Discount?

As on Mar 28,2025, ICICI BANK is trading at a Discount of -7% based on the estimates of Median Intrinsic Value!