UJJIVAN SMALL FINANCE BANK Financial Statement Analysis
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The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY. |
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| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
UJJIVAN SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 542904|NSE : UJJIVANSFB]
| Standalone | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Interest Earned | ₹5,677 Cr | ₹4,165 Cr | ₹2,813 Cr | ₹2,806 Cr | ₹2,704 Cr |
| Other Income | ₹787 Cr | ₹589 Cr | ₹360 Cr | ₹302 Cr | ₹322 Cr |
| Interest Expended | ₹2,268 Cr | ₹1,467 Cr | ₹1,039 Cr | ₹1,078 Cr | ₹1,070 Cr |
| Operating Expenses | ₹2,279 Cr | ₹1,802 Cr | ₹1,496 Cr | ₹1,230 Cr | ₹1,319 Cr |
| Profit Before Tax | ₹1,702 Cr | ₹1,467 Cr | ₹-550 Cr | ₹10 Cr | ₹466 Cr |
| Profit After Tax | ₹1,281 Cr | ₹1,100 Cr | ₹-415 Cr | ₹8.30 Cr | ₹350 Cr |
| Earnings Per Share (Rs) | ₹24.70 | ₹5.51 | ₹-2.40 | ₹0.05 | ₹1.95 |
| NIM | 8.70 | 8.36 | 7.84 | 8.82 | 9.19 |
| ROE(%) | 31.70 | 33.75 | -14.98 | 0.28 | 15.26 |
| ROCE(%) | 26.50 | 28.36 | -7.33 | 4.51 | 12.26 |
| Advances Growth | 26.27 | 30.59 | 12.48 | 3.21 | 33.08 |
| Net NPAs (funded) to Net Advances (%) | 0.28 | 0.04 | 0.61 | 2.93 | 0.20 |
Key Financials |
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| Market Cap | : | ₹ 6,186.9 Cr |
| Revenue (TTM) | : | ₹ 6,309.6 Cr |
| Net Profit(TTM) | : | ₹ 972.4 Cr |
| EPS (TTM) | : | ₹ 5.0 |
| P/E (TTM) | : | 6.4 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| UJJIVAN SMALL FINANCE BANK | -7.1% | -4.6% | -41.4% |
| HDFC BANK | 0.3% | -6.1% | 11.9% |
| ICICI BANK | 3.9% | -3.6% | 22.9% |
| KOTAK MAHINDRA BANK | -1.6% | 8.3% | 5.1% |
| AXIS BANK | 2.5% | -8% | -10.5% |
| INDUSIND BANK | -3.9% | -3.1% | -37.9% |
| IDBI BANK | -2.6% | 2.4% | -4.6% |
| YES BANK | 0.1% | -5.9% | -25% |
| IDFC FIRST BANK | -7% | -8.4% | -28.7% |
UJJIVAN SMALL FINANCE BANK Net Interest Income
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | 26.37 % |
| 5 Yr CAGR | 20.19 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2024 | ₹3,409 Cr | 26.37 | |
| Mar2023 | ₹2,698 Cr | 52.12 | |
| Mar2022 | ₹1,774 Cr | 2.61 | |
| Mar2021 | ₹1,729 Cr | 5.81 | |
| Mar2020 | ₹1,634 Cr | - | |
UJJIVAN SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 542904|NSE : UJJIVANSFB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | 4.07 % |
| 5 Yr CAGR | -1.36 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 8.7% | 4.07 | |
| Mar2023 | 8.36% | 6.63 | |
| Mar2022 | 7.84% | -11.11 | |
| Mar2021 | 8.82% | -4.03 | |
| Mar2020 | 9.19% | - | |
UJJIVAN SMALL FINANCE BANK Profit After Tax
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | 16.51 % |
| 5 Yr CAGR | 38.34 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹1,281 Cr | 16.51 | |
| Mar2023 | ₹1,100 Cr | Positive | |
| Mar2022 | ₹-415 Cr | Negative | |
| Mar2021 | ₹8.30 Cr | -97.63 | |
| Mar2020 | ₹350 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -7.80 % |
| 5 Yr CAGR | 15.10 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 37.59 % | -7.80 | |
| Mar2023 | 40.77 % | Positive | |
| Mar2022 | -23.38 % | Negative | |
| Mar2021 | 0.48 % | -97.76 | |
| Mar2020 | 21.42 % | - | |
UJJIVAN SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | 348.28 % |
| 5 Yr CAGR | 88.65 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹25 | 348.28 | |
| Mar2023 | ₹5.51 | Positive | |
| Mar2022 | ₹-2.40 | Negative | |
| Mar2021 | ₹0.05 | -97.44 | |
| Mar2020 | ₹1.95 | - | |
UJJIVAN SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | -6.56 % |
| 5 Yr CAGR | 21.25 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 26.5% | -6.56 | |
| Mar2023 | 28.36% | Positive | |
| Mar2022 | -7.33% | Negative | |
| Mar2021 | 4.51% | -63.21 | |
| Mar2020 | 12.26% | - | |
UJJIVAN SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹32.0 |
| Current MarketCap | : | ₹ 6,186.9 Cr |
| Updated EOD on | : | Jan 28,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UJJIVAN SMALL FINANCE BANK | -7.1% |
-4.6% |
-41.4% |
| SENSEX | 0.1% |
-3.6% |
7.9% |
UJJIVAN SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE FINANCE | -0.3% | -5.7% | 8.6% |
| S&P BSE ALLCAP | -0.3% | -3.5% | 35.8% |
| S&P BSE DIVERSIFIED FINL. REV. | -2.1% | -5.8% | 5.3% |
| S&P BSE 500 | -2.3% | -6.7% | 8.4% |
| S&P BSE 400 MIDSMALLCAP | -5.6% | -11.5% | 9.4% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY 500 | -2.4% | -6.8% | 9% |
| NIFTY500 MULTICAP 50:25:25 | -3.6% | -8.5% | 9% |
| NIFTY 500 VALUE 50 | -4.5% | -6.9% | 11.3% |
| NIFTY MID SMALL400 | -5.9% | -11.5% | 9.1% |
| NIFTY SMALLCAP250 | -8.2% | -14.6% | 6.5% |
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FAQ about UJJIVAN SMALL FINANCE BANK Financials
How the annual revenues of UJJIVAN SMALL FINANCE BANK have changed ?
The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .
How the Earnings per Share (EPS) of UJJIVAN SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY .
Check out Intrinsic Value of Peers of UJJIVAN SMALL FINANCE BANK
|
Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of INDUSIND BANK LTD |
Compare Stock Analytics of Peers of UJJIVAN SMALL FINANCE BANK
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs
