PNB HOUSING FINANCE Financial Statement Analysis
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The Revenues of PNB HOUSING FINANCE have increased by 5.35% YoY .
The Earnings Per Share (EPS) of PNB HOUSING FINANCE has decreased by -6.26 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
PNB HOUSING FINANCE Last 5 Annual Financial Results
[BOM: 540173|NSE : PNBHOUSING]
| Consolidated | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Operating Income | ₹6,527 Cr | ₹6,196 Cr | ₹7,604 Cr | ₹8,482 Cr | ₹7,679 Cr |
| Expenses | ₹2,343 Cr | ₹999 Cr | ₹1,257 Cr | ₹1,737 Cr | ₹750 Cr |
| Operating Profit (Excl OI) | ₹4,184 Cr | ₹5,197 Cr | ₹6,347 Cr | ₹6,745 Cr | ₹6,929 Cr |
| Other Income | ₹1,128 Cr | ₹5.31 Cr | ₹20 Cr | ₹7.71 Cr | ₹3.90 Cr |
| Interest | ₹3,900 Cr | ₹4,065 Cr | ₹5,101 Cr | ₹5,875 Cr | ₹5,167 Cr |
| Depreciation | ₹51 Cr | ₹53 Cr | ₹59 Cr | ₹66 Cr | ₹31 Cr |
| Profit Before Tax | ₹1,361 Cr | ₹1,084 Cr | ₹1,207 Cr | ₹811 Cr | ₹1,734 Cr |
| Profit After Tax | ₹1,046 Cr | ₹836 Cr | ₹930 Cr | ₹646 Cr | ₹1,192 Cr |
| Consolidated Net Profit | ₹1,046 Cr | ₹836 Cr | ₹930 Cr | ₹646 Cr | ₹1,192 Cr |
| Earnings Per Share (Rs) | ₹58.06 | ₹61.94 | ₹49.61 | ₹55.26 | ₹38.42 |
| PAT Margin (%) | 21.39 | 16.02 | 13.50 | 12.23 | 7.62 |
| ROE(%) | 11.65 | 10.07 | 8.96 | 11.08 | 8.38 |
| ROCE(%) | 9.24 | 8.25 | 7.85 | 8.76 | 8.62 |
| Total Debt/Equity(x) | 3.69 | 4.89 | 5.40 | 6.71 | 8.54 |
Key Financials |
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| Market Cap | : | ₹ 22,556.7 Cr |
| Revenue (TTM) | : | ₹ 7,266.4 Cr |
| Net Profit(TTM) | : | ₹ 1,680.2 Cr |
| EPS (TTM) | : | ₹ 64.6 |
| P/E (TTM) | : | 13.4 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PNB HOUSING FINANCE | -5.8% | 0.4% | 7.2% |
| HOUSING & URBAN DEVELOPMENT CORPORATION | -6.3% | 20.4% | 120.4% |
| LIC HOUSING FINANCE | -6.9% | -4.7% | 11.5% |
| APTUS VALUE HOUSING FINANCE INDIA | -2.3% | -4.5% | -6.1% |
| INDIABULLS HOUSING FINANCE | -4.6% | -4.6% | -25.4% |
| AAVAS FINANCIERS | -0.3% | 1.4% | 7.9% |
| CAN FIN HOMES | -6.7% | -9.1% | -1.8% |
| HOME FIRST FINANCE COMPANY INDIA | -4.9% | -6.6% | 1% |
| INDIA SHELTER FINANCE CORPORATION | 0.3% | 9.5% | NA |
PNB HOUSING FINANCE Revenues
[BOM: 540173|NSE : PNBHOUSING]
| Y-o-Y | 5.35 % |
| 5 Yr CAGR | -3.98 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2024 | ₹6,527 Cr | 5.35 | |
| Mar2023 | ₹6,196 Cr | -18.52 | |
| Mar2022 | ₹7,604 Cr | -10.35 | |
| Mar2021 | ₹8,482 Cr | 10.45 | |
| Mar2020 | ₹7,679 Cr | - | |
PNB HOUSING FINANCE Operating Profit
[BOM: 540173|NSE : PNBHOUSING]
| Y-o-Y | -19.49 % |
| 5 Yr CAGR | -11.85 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2024 | ₹4,184 Cr | -19.49 | |
| Mar2023 | ₹5,197 Cr | -18.12 | |
| Mar2022 | ₹6,347 Cr | -5.90 | |
| Mar2021 | ₹6,745 Cr | -2.66 | |
| Mar2020 | ₹6,929 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | -23.58 % |
| 5 Yr CAGR | -8.19 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 64.1% | -23.58 | |
| Mar2023 | 83.88% | 0.49 | |
| Mar2022 | 83.47% | 4.97 | |
| Mar2021 | 79.52% | -11.87 | |
| Mar2020 | 90.23% | - | |
PNB HOUSING FINANCE Profit After Tax
[BOM: 540173|NSE : PNBHOUSING]
| Y-o-Y | 25.05 % |
| 5 Yr CAGR | -3.20 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹1,046 Cr | 25.05 | |
| Mar2023 | ₹836 Cr | -10.05 | |
| Mar2022 | ₹930 Cr | 43.89 | |
| Mar2021 | ₹646 Cr | -45.76 | |
| Mar2020 | ₹1,192 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 33.52 % |
| 5 Yr CAGR | 29.44 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 21.39 % | 33.52 | |
| Mar2023 | 16.02 % | 18.67 | |
| Mar2022 | 13.5 % | 10.38 | |
| Mar2021 | 12.23 % | 60.50 | |
| Mar2020 | 7.62 % | - | |
PNB HOUSING FINANCE Earnings Per Share (EPS)
[BOM: 540173|NSE : PNBHOUSING]
| Y-o-Y | -6.26 % |
| 5 Yr CAGR | 10.87 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹58 | -6.26 | |
| Mar2023 | ₹62 | 24.85 | |
| Mar2022 | ₹50 | -10.22 | |
| Mar2021 | ₹55 | 43.83 | |
| Mar2020 | ₹38 | - | |
PNB HOUSING FINANCE Return on Capital Employed (ROCE)
[BOM: 540173|NSE : PNBHOUSING]
| Y-o-Y | 12.00 % |
| 5 Yr CAGR | 1.75 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 9.24% | 12.00 | |
| Mar2023 | 8.25% | 5.10 | |
| Mar2022 | 7.85% | -10.39 | |
| Mar2021 | 8.76% | 1.62 | |
| Mar2020 | 8.62% | - | |
PNB HOUSING FINANCE Share Price vs Sensex
| Current Share Price | : | ₹867.9 |
| Current MarketCap | : | ₹ 22,556.7 Cr |
| Updated EOD on | : | Dec 20,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PNB HOUSING FINANCE | -5.8% |
0.4% |
7.2% |
| SENSEX | -5% |
0.6% |
9.2% |
PNB HOUSING FINANCE related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE ALLCAP | -0.3% | -3.5% | 35.8% |
| S&P BSE SMALL CAP | -3.2% | 5.1% | 31.1% |
| S&P BSE MIDSMALLCAP | -3.2% | 4.4% | 29.5% |
| S&P BSE 400 MIDSMALLCAP | -3.5% | 3.6% | 26.5% |
| S&P BSE 250 SMALLCAP | -3.5% | 4% | 25.9% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY SMALLCAP250 | -3.1% | 5% | 28% |
| NIFTY MID SMALL400 | -3.2% | 4.3% | 26% |
| NIFTY FREE SMALL 100 | -3.6% | 5.9% | 25.7% |
| NIFTY500 MULTICAP 50:25:25 | -4.1% | 2.4% | 19.8% |
| NIFTY 500 | -4.5% | 1.4% | 16.6% |
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FAQ about PNB HOUSING FINANCE Financials
How the annual revenues of PNB HOUSING FINANCE have changed ?
The Revenues of PNB HOUSING FINANCE have increased by 5.35% YoY .
How the Earnings per Share (EPS) of PNB HOUSING FINANCE have changed?
The Earnings Per Share (EPS) of PNB HOUSING FINANCE has decreased by -6.26 % YoY .
Check out Intrinsic Value of Peers of PNB HOUSING FINANCE
Compare Stock Analytics of Peers of PNB HOUSING FINANCE
HOUSING & URBAN DEVELOPMENT CORPORATION LTD vs LIC HOUSING FINANCE LTD vs PNB HOUSING FINANCE LTD
APTUS VALUE HOUSING FINANCE INDIA LTD vs INDIABULLS HOUSING FINANCE LTD vs
HOUSING & URBAN DEVELOPMENT CORPORATION LTD vs LIC HOUSING FINANCE LTD vs PNB HOUSING FINANCE LTD
APTUS VALUE HOUSING FINANCE INDIA LTD vs INDIABULLS HOUSING FINANCE LTD vs
