FINO PAYMENTS BANK Financial Statement Analysis
|
||
|
The Net Interest Income of FINO PAYMENTS BANK have increased by 49.79% YoY .
The Earnings Per Share (EPS) of FINO PAYMENTS BANK has increased by 32.48 % YoY. |
||
| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
FINO PAYMENTS BANK Last 5 Annual Financial Results
[BOM: 543386|NSE : FINOPB]
| Standalone | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Interest Earned | ₹150 Cr | ₹95 Cr | ₹36 Cr | ₹20 Cr | ₹18 Cr |
| Other Income | ₹1,328 Cr | ₹1,135 Cr | ₹973 Cr | ₹771 Cr | ₹673 Cr |
| Interest Expended | ₹79 Cr | ₹47 Cr | ₹15 Cr | ₹9.54 Cr | ₹9.87 Cr |
| Operating Expenses | ₹1,313 Cr | ₹1,117 Cr | ₹951 Cr | ₹757 Cr | ₹713 Cr |
| Profit Before Tax | ₹86 Cr | ₹65 Cr | ₹43 Cr | ₹20 Cr | ₹-32 Cr |
| Profit After Tax | ₹86 Cr | ₹65 Cr | ₹43 Cr | ₹20 Cr | ₹-32 Cr |
| Earnings Per Share (Rs) | ₹10.36 | ₹7.82 | ₹5.14 | ₹4.59 | ₹-7.19 |
| NIM | 2.53 | 2.40 | 1.45 | 1.38 | 1.92 |
| ROE(%) | 14.74 | 12.78 | 13.63 | 14.59 | -21.93 |
| ROCE(%) | 11.74 | 10.98 | 9.23 | 8.94 | -10.26 |
| Advances Growth | -41.01 | -52.27 | 85.80 | 29.12 | 27.50 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Key Financials |
||
| Market Cap | : | ₹ 2,674.5 Cr |
| Revenue (TTM) | : | ₹ 173.6 Cr |
| Net Profit(TTM) | : | ₹ 93.4 Cr |
| EPS (TTM) | : | ₹ 11.2 |
| P/E (TTM) | : | 28.6 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| FINO PAYMENTS BANK | 0.7% | -2.4% | 22.3% |
| HDFC BANK | -5% | 1.7% | 8.3% |
| ICICI BANK | -4.5% | 2.9% | 26.1% |
| KOTAK MAHINDRA BANK | -3.4% | 0.4% | -4.6% |
| AXIS BANK | -6.8% | -5.9% | -0.3% |
| INDUSIND BANK | -7% | -5.3% | -38.1% |
| IDBI BANK | -6.7% | 0% | 10.9% |
| YES BANK | -6.6% | 3.7% | -10.6% |
| IDFC FIRST BANK | -4% | -2% | -27.5% |
FINO PAYMENTS BANK Net Interest Income
[BOM: 543386|NSE : FINOPB]
| Y-o-Y | 49.79 % |
| 5 Yr CAGR | 71.30 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2024 | ₹71 Cr | 49.79 | |
| Mar2023 | ₹47 Cr | 133.72 | |
| Mar2022 | ₹20 Cr | 89.69 | |
| Mar2021 | ₹11 Cr | 29.67 | |
| Mar2020 | ₹8.26 Cr | - | |
FINO PAYMENTS BANK Net Interest Margin (NIM)
[BOM: 543386|NSE : FINOPB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | 5.42 % |
| 5 Yr CAGR | 7.14 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 2.53% | 5.42 | |
| Mar2023 | 2.4% | 65.52 | |
| Mar2022 | 1.45% | 5.07 | |
| Mar2021 | 1.38% | -28.13 | |
| Mar2020 | 1.92% | - | |
FINO PAYMENTS BANK Profit After Tax
[BOM: 543386|NSE : FINOPB]
| Y-o-Y | 32.47 % |
| 5 Yr CAGR | Positive |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹86 Cr | 32.47 | |
| Mar2023 | ₹65 Cr | 52.28 | |
| Mar2022 | ₹43 Cr | 108.76 | |
| Mar2021 | ₹20 Cr | Positive | |
| Mar2020 | ₹-32 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -11.57 % |
| 5 Yr CAGR | Positive |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 121.19 % | -11.57 | |
| Mar2023 | 137.04 % | -34.84 | |
| Mar2022 | 210.32 % | 10.05 | |
| Mar2021 | 191.11 % | Positive | |
| Mar2020 | -387.75 % | - | |
FINO PAYMENTS BANK Earnings Per Share (EPS)
[BOM: 543386|NSE : FINOPB]
| Y-o-Y | 32.48 % |
| 5 Yr CAGR | Positive |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹10 | 32.48 | |
| Mar2023 | ₹7.82 | 52.14 | |
| Mar2022 | ₹5.14 | 11.98 | |
| Mar2021 | ₹4.59 | Positive | |
| Mar2020 | ₹-7.19 | - | |
FINO PAYMENTS BANK Return on Capital Employed (ROCE)
[BOM: 543386|NSE : FINOPB]
| Y-o-Y | 6.92 % |
| 5 Yr CAGR | Positive |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 11.74% | 6.92 | |
| Mar2023 | 10.98% | 18.96 | |
| Mar2022 | 9.23% | 3.24 | |
| Mar2021 | 8.94% | Positive | |
| Mar2020 | -10.26% | - | |
FINO PAYMENTS BANK Share Price vs Sensex
| Current Share Price | : | ₹321.5 |
| Current MarketCap | : | ₹ 2,674.5 Cr |
| Updated EOD on | : | Dec 20,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| FINO PAYMENTS BANK | 0.7% |
-2.4% |
22.3% |
| SENSEX | -5% |
0.6% |
9.2% |
FINO PAYMENTS BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE ALLCAP | -0.3% | -3.5% | 35.8% |
| S&P BSE SMALL CAP | -3.2% | 5.1% | 31.1% |
| S&P BSE MIDSMALLCAP | -3.2% | 4.4% | 29.5% |
| S&P BSE FINANCE | -5.1% | 1.1% | 8.6% |
No NSE index found
You may also like the below Video Courses
FAQ about FINO PAYMENTS BANK Financials
How the annual revenues of FINO PAYMENTS BANK have changed ?
The Net Interest Income of FINO PAYMENTS BANK have increased by 49.79% YoY .
How the Earnings per Share (EPS) of FINO PAYMENTS BANK have changed?
The Earnings Per Share (EPS) of FINO PAYMENTS BANK has increased by 32.48 % YoY .
Check out Intrinsic Value of Peers of FINO PAYMENTS BANK
|
Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of INDUSIND BANK LTD |
Compare Stock Analytics of Peers of FINO PAYMENTS BANK
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs
