Home > Annual Financials > ESAF SMALL FINANCE BANK

ESAF SMALL FINANCE BANK Financial Statement Analysis
[BOM: 544020|NSE : ESAFSFB]

The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 29.05% YoY .
The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 22.88 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

ESAF SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544020|NSE : ESAFSFB]

StandaloneMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹3,818 Cr₹2,854 Cr₹1,940 Cr₹1,641 Cr₹1,413 Cr
Other Income ₹442 Cr₹288 Cr₹208 Cr₹127 Cr₹133 Cr
Interest Expended ₹1,449 Cr₹1,017 Cr₹793 Cr₹720 Cr₹621 Cr
Operating Expenses ₹1,649 Cr₹1,231 Cr₹863 Cr₹632 Cr₹601 Cr
Profit Before Tax ₹570 Cr₹406 Cr₹74 Cr₹141 Cr₹256 Cr
Profit After Tax ₹426 Cr₹302 Cr₹55 Cr₹105 Cr₹190 Cr
Earnings Per Share (Rs)₹8.27₹6.73₹1.22₹2.34₹4.45
NIM9.389.386.667.738.63
ROE(%)20.2919.413.978.6519.25
ROCE(%)14.4512.425.079.6116.06
Advances Growth31.3819.6642.4824.7443.96
Net NPAs (funded) to Net Advances (%)2.261.133.923.880.64

Key Financials

Market Cap : ₹ 1,954.9 Cr
Revenue (TTM) : ₹ 3,995.3 Cr
Net Profit(TTM) : ₹ 28.2 Cr
EPS (TTM) : ₹ 0.5
P/E (TTM) : 69.3

Industry Peers & Returns1W1M1Y
ESAF SMALL FINANCE BANK -2.9% -3.3% -44.7%
HDFC BANK -0.1% 0.4% 6.6%
ICICI BANK 0.9% -0.5% 29.3%
KOTAK MAHINDRA BANK -0.5% -1.6% -5.6%
AXIS BANK -2.9% -5.9% -1.5%
INDUSIND BANK -3.3% -7.7% -40.5%
IDBI BANK -1.5% -6.3% 15.4%
YES BANK -2.8% -1.7% -6.4%
IDFC FIRST BANK -5.1% -5.2% -29.4%


ESAF SMALL FINANCE BANK Net Interest Income
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

29.05 %

5 Yr CAGR

31.51 %

Years Net Interest Income % Change
Mar2024 ₹2,370 Cr
29.05
Mar2023 ₹1,836 Cr
60.07
Mar2022 ₹1,147 Cr
24.47
Mar2021 ₹922 Cr
16.33
Mar2020 ₹792 Cr -

ESAF SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544020|NSE : ESAFSFB]

Net Interest Margins
Y-o-Y

0.00 %

5 Yr CAGR

2.11 %

Years Net Interest Margin% % Change
Mar2024 9.38%
0.00
Mar2023 9.38%
40.84
Mar2022 6.66%
-13.84
Mar2021 7.73%
-10.43
Mar2020 8.63% -

ESAF SMALL FINANCE BANK Profit After Tax
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

40.76 %

5 Yr CAGR

22.27 %

Years Profit After Tax % Change
Mar2024 ₹426 Cr
40.76
Mar2023 ₹302 Cr
452.39
Mar2022 ₹55 Cr
-48.07
Mar2021 ₹105 Cr
-44.64
Mar2020 ₹190 Cr -

PAT Margins
Y-o-Y

9.11 %

5 Yr CAGR

-7.02 %

Years PAT Margin(%) % Change
Mar2024 17.96 %
9.11
Mar2023 16.46 %
245.07
Mar2022 4.77 %
-58.30
Mar2021 11.44 %
-52.39
Mar2020 24.03 % -

ESAF SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

22.88 %

5 Yr CAGR

16.76 %

Years EPS % Change
Mar2024 ₹8.27
22.88
Mar2023 ₹6.73
451.64
Mar2022 ₹1.22
-47.86
Mar2021 ₹2.34
-47.42
Mar2020 ₹4.45 -

ESAF SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

16.34 %

5 Yr CAGR

-2.61 %

Years ROCE % Change
Mar2024 14.45%
16.34
Mar2023 12.42%
144.97
Mar2022 5.07%
-47.24
Mar2021 9.61%
-40.16
Mar2020 16.06% -

ESAF SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹38.0
Current MarketCap: ₹ 1,954.9 Cr
Updated EOD on :Dec 26,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
ESAF SMALL FINANCE BANK

-2.9%

-3.3%

-44.7%

SENSEX

-2.1%

-2%

11.3%

ESAF SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -0.3% -3.5% 35.8%
S&P BSE FINANCE -2% -0.8% 11.4%
S&P BSE MIDSMALLCAP -2.7% 1.9% 33.4%
S&P BSE SMALL CAP -2.8% 2.4% 34.3%
No NSE index found

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FAQ about ESAF SMALL FINANCE BANK Financials


How the annual revenues of ESAF SMALL FINANCE BANK have changed ?

The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 29.05% YoY .

How the Earnings per Share (EPS) of ESAF SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 22.88 % YoY .