ESAF SMALL FINANCE BANK Financial Statement Analysis
|
||
The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 29.05% YoY .
The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 22.88 % YoY. |
NET INTEREST INCOME |
NET INTEREST MARGIN |
PROFIT AFTER TAX |
EPS |
ROCE |
ESAF SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544020|NSE : ESAFSFB]
Standalone | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
---|---|---|---|---|---|
Interest Earned | ₹3,818 Cr | ₹2,854 Cr | ₹1,940 Cr | ₹1,641 Cr | ₹1,413 Cr |
Other Income | ₹442 Cr | ₹288 Cr | ₹208 Cr | ₹127 Cr | ₹133 Cr |
Interest Expended | ₹1,449 Cr | ₹1,017 Cr | ₹793 Cr | ₹720 Cr | ₹621 Cr |
Operating Expenses | ₹1,649 Cr | ₹1,231 Cr | ₹863 Cr | ₹632 Cr | ₹601 Cr |
Profit Before Tax | ₹570 Cr | ₹406 Cr | ₹74 Cr | ₹141 Cr | ₹256 Cr |
Profit After Tax | ₹426 Cr | ₹302 Cr | ₹55 Cr | ₹105 Cr | ₹190 Cr |
Earnings Per Share (Rs) | ₹8.27 | ₹6.73 | ₹1.22 | ₹2.34 | ₹4.45 |
NIM | 9.38 | 9.38 | 6.66 | 7.73 | 8.63 |
ROE(%) | 20.29 | 19.41 | 3.97 | 8.65 | 19.25 |
ROCE(%) | 14.45 | 12.42 | 5.07 | 9.61 | 16.06 |
Advances Growth | 31.38 | 19.66 | 42.48 | 24.74 | 43.96 |
Net NPAs (funded) to Net Advances (%) | 2.26 | 1.13 | 3.92 | 3.88 | 0.64 |
Key Financials |
||
Market Cap | : | ₹ 1,954.9 Cr |
Revenue (TTM) | : | ₹ 3,995.3 Cr |
Net Profit(TTM) | : | ₹ 28.2 Cr |
EPS (TTM) | : | ₹ 0.5 |
P/E (TTM) | : | 69.3 |
Industry Peers & Returns | 1W | 1M | 1Y |
ESAF SMALL FINANCE BANK | -2.9% | -3.3% | -44.7% |
HDFC BANK | -0.1% | 0.4% | 6.6% |
ICICI BANK | 0.9% | -0.5% | 29.3% |
KOTAK MAHINDRA BANK | -0.5% | -1.6% | -5.6% |
AXIS BANK | -2.9% | -5.9% | -1.5% |
INDUSIND BANK | -3.3% | -7.7% | -40.5% |
IDBI BANK | -1.5% | -6.3% | 15.4% |
YES BANK | -2.8% | -1.7% | -6.4% |
IDFC FIRST BANK | -5.1% | -5.2% | -29.4% |
ESAF SMALL FINANCE BANK Net Interest Income
[BOM: 544020|NSE : ESAFSFB]
Y-o-Y | 29.05 % |
5 Yr CAGR | 31.51 % |
Years | Net Interest Income | % Change | |
---|---|---|---|
Mar2024 | ₹2,370 Cr | 29.05 | |
Mar2023 | ₹1,836 Cr | 60.07 | |
Mar2022 | ₹1,147 Cr | 24.47 | |
Mar2021 | ₹922 Cr | 16.33 | |
Mar2020 | ₹792 Cr | - |
ESAF SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544020|NSE : ESAFSFB]
Net Interest Margins | |
---|---|
Y-o-Y | 0.00 % |
5 Yr CAGR | 2.11 % |
Years | Net Interest Margin% | % Change | |
---|---|---|---|
Mar2024 | 9.38% | 0.00 | |
Mar2023 | 9.38% | 40.84 | |
Mar2022 | 6.66% | -13.84 | |
Mar2021 | 7.73% | -10.43 | |
Mar2020 | 8.63% | - |
ESAF SMALL FINANCE BANK Profit After Tax
[BOM: 544020|NSE : ESAFSFB]
Y-o-Y | 40.76 % |
5 Yr CAGR | 22.27 % |
Years | Profit After Tax | % Change | |
---|---|---|---|
Mar2024 | ₹426 Cr | 40.76 | |
Mar2023 | ₹302 Cr | 452.39 | |
Mar2022 | ₹55 Cr | -48.07 | |
Mar2021 | ₹105 Cr | -44.64 | |
Mar2020 | ₹190 Cr | - |
PAT Margins | |
---|---|
Y-o-Y | 9.11 % |
5 Yr CAGR | -7.02 % |
Years | PAT Margin(%) | % Change | |
---|---|---|---|
Mar2024 | 17.96 % | 9.11 | |
Mar2023 | 16.46 % | 245.07 | |
Mar2022 | 4.77 % | -58.30 | |
Mar2021 | 11.44 % | -52.39 | |
Mar2020 | 24.03 % | - |
ESAF SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544020|NSE : ESAFSFB]
Y-o-Y | 22.88 % |
5 Yr CAGR | 16.76 % |
Years | EPS | % Change | |
---|---|---|---|
Mar2024 | ₹8.27 | 22.88 | |
Mar2023 | ₹6.73 | 451.64 | |
Mar2022 | ₹1.22 | -47.86 | |
Mar2021 | ₹2.34 | -47.42 | |
Mar2020 | ₹4.45 | - |
ESAF SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544020|NSE : ESAFSFB]
Y-o-Y | 16.34 % |
5 Yr CAGR | -2.61 % |
Years | ROCE | % Change | |
---|---|---|---|
Mar2024 | 14.45% | 16.34 | |
Mar2023 | 12.42% | 144.97 | |
Mar2022 | 5.07% | -47.24 | |
Mar2021 | 9.61% | -40.16 | |
Mar2020 | 16.06% | - |
ESAF SMALL FINANCE BANK Share Price vs Sensex
Current Share Price | : | ₹38.0 |
Current MarketCap | : | ₹ 1,954.9 Cr |
Updated EOD on | : | Dec 26,2024 |
Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
ESAF SMALL FINANCE BANK | -2.9% |
-3.3% |
-44.7% |
SENSEX | -2.1% |
-2% |
11.3% |
ESAF SMALL FINANCE BANK related INDICES
BSE Indices | 1W | 1M | 1Y |
---|---|---|---|
S&P BSE ALLCAP | -0.3% | -3.5% | 35.8% |
S&P BSE FINANCE | -2% | -0.8% | 11.4% |
S&P BSE MIDSMALLCAP | -2.7% | 1.9% | 33.4% |
S&P BSE SMALL CAP | -2.8% | 2.4% | 34.3% |
You may also like the below Video Courses
FAQ about ESAF SMALL FINANCE BANK Financials
How the annual revenues of ESAF SMALL FINANCE BANK have changed ?
The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 29.05% YoY .
How the Earnings per Share (EPS) of ESAF SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 22.88 % YoY .
Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of INDUSIND BANK LTD |
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs