ESAF SMALL FINANCE BANK Financial Statement Analysis
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The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 29.05% YoY .
The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 22.88 % YoY. |
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| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
ESAF SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544020|NSE : ESAFSFB]
| Standalone | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Interest Earned | ₹3,818 Cr | ₹2,854 Cr | ₹1,940 Cr | ₹1,641 Cr | ₹1,413 Cr |
| Other Income | ₹442 Cr | ₹288 Cr | ₹208 Cr | ₹127 Cr | ₹133 Cr |
| Interest Expended | ₹1,449 Cr | ₹1,017 Cr | ₹793 Cr | ₹720 Cr | ₹621 Cr |
| Operating Expenses | ₹1,649 Cr | ₹1,231 Cr | ₹863 Cr | ₹632 Cr | ₹601 Cr |
| Profit Before Tax | ₹570 Cr | ₹406 Cr | ₹74 Cr | ₹141 Cr | ₹256 Cr |
| Profit After Tax | ₹426 Cr | ₹302 Cr | ₹55 Cr | ₹105 Cr | ₹190 Cr |
| Earnings Per Share (Rs) | ₹8.27 | ₹6.73 | ₹1.22 | ₹2.34 | ₹4.45 |
| NIM | 9.38 | 9.38 | 6.66 | 7.73 | 8.63 |
| ROE(%) | 20.29 | 19.41 | 3.97 | 8.65 | 19.25 |
| ROCE(%) | 14.45 | 12.42 | 5.07 | 9.61 | 16.06 |
| Advances Growth | 31.38 | 19.66 | 42.48 | 24.74 | 43.96 |
| Net NPAs (funded) to Net Advances (%) | 2.26 | 1.13 | 3.92 | 3.88 | 0.64 |
Key Financials |
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| Market Cap | : | ₹ 1,366.3 Cr |
| Revenue (TTM) | : | ₹ 3,970.8 Cr |
| Net Profit(TTM) | : | ₹ -294.9 Cr |
| EPS (TTM) | : | ₹ -5.7 |
| P/E (TTM) | : | - |
| Industry Peers & Returns | 1W | 1M | 1Y |
| ESAF SMALL FINANCE BANK | 10.6% | 1.5% | -54.6% |
| HDFC BANK | -1.7% | 5.4% | 22.3% |
| ICICI BANK | -0.6% | 10.2% | 21.1% |
| KOTAK MAHINDRA BANK | 0% | 11.4% | 20.4% |
| AXIS BANK | -0.8% | 8.2% | 3% |
| INDUSIND BANK | 5.3% | -27.9% | -54.4% |
| IDBI BANK | 4.5% | 19.4% | -6% |
| YES BANK | 4.5% | 10.1% | -28.8% |
| IDFC FIRST BANK | 6% | 4.6% | -26.1% |
ESAF SMALL FINANCE BANK Net Interest Income
[BOM: 544020|NSE : ESAFSFB]
| Y-o-Y | 29.05 % |
| 5 Yr CAGR | 31.51 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2024 | ₹2,370 Cr | 29.05 | |
| Mar2023 | ₹1,836 Cr | 60.07 | |
| Mar2022 | ₹1,147 Cr | 24.47 | |
| Mar2021 | ₹922 Cr | 16.33 | |
| Mar2020 | ₹792 Cr | - | |
ESAF SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544020|NSE : ESAFSFB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | 0.00 % |
| 5 Yr CAGR | 2.11 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 9.38% | 0.00 | |
| Mar2023 | 9.38% | 40.84 | |
| Mar2022 | 6.66% | -13.84 | |
| Mar2021 | 7.73% | -10.43 | |
| Mar2020 | 8.63% | - | |
ESAF SMALL FINANCE BANK Profit After Tax
[BOM: 544020|NSE : ESAFSFB]
| Y-o-Y | 40.76 % |
| 5 Yr CAGR | 22.27 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹426 Cr | 40.76 | |
| Mar2023 | ₹302 Cr | 452.39 | |
| Mar2022 | ₹55 Cr | -48.07 | |
| Mar2021 | ₹105 Cr | -44.64 | |
| Mar2020 | ₹190 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 9.11 % |
| 5 Yr CAGR | -7.02 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 17.96 % | 9.11 | |
| Mar2023 | 16.46 % | 245.07 | |
| Mar2022 | 4.77 % | -58.30 | |
| Mar2021 | 11.44 % | -52.39 | |
| Mar2020 | 24.03 % | - | |
ESAF SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544020|NSE : ESAFSFB]
| Y-o-Y | 22.88 % |
| 5 Yr CAGR | 16.76 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹8.27 | 22.88 | |
| Mar2023 | ₹6.73 | 451.64 | |
| Mar2022 | ₹1.22 | -47.86 | |
| Mar2021 | ₹2.34 | -47.42 | |
| Mar2020 | ₹4.45 | - | |
ESAF SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544020|NSE : ESAFSFB]
| Y-o-Y | 16.34 % |
| 5 Yr CAGR | -2.61 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 14.45% | 16.34 | |
| Mar2023 | 12.42% | 144.97 | |
| Mar2022 | 5.07% | -47.24 | |
| Mar2021 | 9.61% | -40.16 | |
| Mar2020 | 16.06% | - | |
ESAF SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹26.5 |
| Current MarketCap | : | ₹ 1,366.3 Cr |
| Updated EOD on | : | Apr 04,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| ESAF SMALL FINANCE BANK | 10.6% |
1.5% |
-54.6% |
| SENSEX | -2.9% |
3.1% |
1.8% |
ESAF SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE MIDSMALLCAP | 1.4% | 9.3% | 8.2% |
| BSE ALLCAP | -0.8% | 4.8% | 5.8% |
| BSE FINANCIAL SERVICES | -1% | 7.5% | 9.7% |
| BSE SMALLCAP | -2% | 7.2% | 3.2% |
No NSE index found
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FAQ about ESAF SMALL FINANCE BANK Financials
How the annual revenues of ESAF SMALL FINANCE BANK have changed ?
The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 29.05% YoY .
How the Earnings per Share (EPS) of ESAF SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 22.88 % YoY .
Check out Intrinsic Value of Peers of ESAF SMALL FINANCE BANK
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