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AU SMALL FINANCE BANK Financial Statement Analysis
[BOM: 540611|NSE : AUBANK]

The Net Interest Income of AU SMALL FINANCE BANK have increased by 16.54% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 7.05 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]

StandaloneMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹10,555 Cr₹8,205 Cr₹5,922 Cr₹4,950 Cr₹4,286 Cr
Other Income ₹1,746 Cr₹1,034 Cr₹994 Cr₹1,421 Cr₹706 Cr
Interest Expended ₹5,398 Cr₹3,780 Cr₹2,688 Cr₹2,585 Cr₹2,377 Cr
Operating Expenses ₹4,465 Cr₹3,440 Cr₹2,413 Cr₹1,658 Cr₹1,418 Cr
Profit Before Tax ₹1,999 Cr₹1,865 Cr₹1,454 Cr₹1,459 Cr₹914 Cr
Profit After Tax ₹1,535 Cr₹1,428 Cr₹1,130 Cr₹1,171 Cr₹675 Cr
Earnings Per Share (Rs)₹22.93₹21.42₹35.88₹37.50₹22.19
NIM4.835.034.804.714.65
ROE(%)13.1015.5216.5622.3118.56
ROCE(%)13.9614.9814.0115.6012.73
Advances Growth25.2326.7433.1928.2218.29
Net NPAs (funded) to Net Advances (%)0.550.420.502.200.81

Key Financials

Market Cap : ₹ 44,315.6 Cr
Revenue (TTM) : ₹ 13,245.0 Cr
Net Profit(TTM) : ₹ 1,819.8 Cr
EPS (TTM) : ₹ 24.5
P/E (TTM) : 24.4

Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK 3.8% -6.7% -18.6%
HDFC BANK 3.1% 1.9% 15.7%
ICICI BANK 1.8% 0.8% 35.6%
KOTAK MAHINDRA BANK 3.2% -0.1% -1.5%
AXIS BANK 0.2% -2.8% 14.5%
INDUSIND BANK -1.9% -21.7% -34.5%
IDBI BANK -0.3% -0.3% 21.3%
YES BANK -0.5% -4.1% -8.1%
IDFC FIRST BANK 1.2% -6.1% -26%


AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]

Y-o-Y

16.54 %

5 Yr CAGR

28.20 %

Years Net Interest Income % Change
Mar2024 ₹5,157 Cr
16.54
Mar2023 ₹4,425 Cr
36.83
Mar2022 ₹3,234 Cr
36.72
Mar2021 ₹2,365 Cr
23.91
Mar2020 ₹1,909 Cr -

AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]

Net Interest Margins
Y-o-Y

-3.98 %

5 Yr CAGR

0.95 %

Years Net Interest Margin% % Change
Mar2024 4.83%
-3.98
Mar2023 5.03%
4.79
Mar2022 4.8%
1.91
Mar2021 4.71%
1.29
Mar2020 4.65% -

AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]

Y-o-Y

7.48 %

5 Yr CAGR

22.80 %

Years Profit After Tax % Change
Mar2024 ₹1,535 Cr
7.48
Mar2023 ₹1,428 Cr
26.38
Mar2022 ₹1,130 Cr
-3.49
Mar2021 ₹1,171 Cr
73.49
Mar2020 ₹675 Cr -

PAT Margins
Y-o-Y

-7.78 %

5 Yr CAGR

-4.21 %

Years PAT Margin(%) % Change
Mar2024 29.76 %
-7.78
Mar2023 32.27 %
-7.62
Mar2022 34.93 %
-29.42
Mar2021 49.49 %
40.00
Mar2020 35.35 % -

AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

7.05 %

5 Yr CAGR

0.82 %

Years EPS % Change
Mar2024 ₹23
7.05
Mar2023 ₹21
-40.30
Mar2022 ₹36
-4.32
Mar2021 ₹38
69.00
Mar2020 ₹22 -

AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

-6.81 %

5 Yr CAGR

2.33 %

Years ROCE % Change
Mar2024 13.96%
-6.81
Mar2023 14.98%
6.92
Mar2022 14.01%
-10.19
Mar2021 15.6%
22.55
Mar2020 12.73% -

AU SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹595.8
Current MarketCap: ₹ 44,315.6 Cr
Updated EOD on :Nov 22,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
AU SMALL FINANCE BANK

3.8%

-6.7%

-18.6%

SENSEX

1.8%

-2.5%

19.9%

AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE MIDCAP SELECT INDEX 3.1% -3.4% 37.5%
BSE PVT BANK 2.5% -2.4% 9%
S&P BSE MID CAP 2.1% -4.5% 35.3%
S&P BSE 150 MIDCAP 2.1% -4.8% 33.3%
S&P BSE FINANCE 2% -2.3% 17.4%
NSE Indices1W1M1Y
NIFTY MIDCAP 50 2.6% -4.8% 29.3%
NIFTY FREE MIDCAP 100 2.3% -4.6% 31.9%
NIFTY BANK 2.1% -1.6% 15.8%
NIFTY MIDCAP150 2% -4.8% 31.4%
NIFTY MID SMALL400 1.8% -5.1% 31.2%

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FAQ about AU SMALL FINANCE BANK Financials


How the annual revenues of AU SMALL FINANCE BANK have changed ?

The Net Interest Income of AU SMALL FINANCE BANK have increased by 16.54% YoY .

How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 7.05 % YoY .