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HDFC BANK
Intrinsic Value | Fundamental Analysis

BOM : 500180     NSE : HDFCBANK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward
Pledged Shares : None or < 25%
Nov 21,2024
Price(EOD): ₹ 1,741.95
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 1,331,354.97 Cr
Value of ₹ 1 Lac invested in HDFC BANK
on Nov 21,2019 (price: ₹ 1,283.15)

₹ 1 L

₹ 1.36 L

1W : 3.6% 1M : 0.8% 1Y : 15.5%
COMMUNITY POLL
for HDFC BANK
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HDFC BANK is part of below Screeners ↓
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IDFC FIRST BANK -1.1% -10.6% -26.9%
AU SMALL FINANCE BANK 5.9% -10.6% -19.1%

FUNDAMENTAL ANALYSIS OF HDFC BANK

 
Fundamentals Score
[ Q(TTM): Sep2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF HDFC BANK

 
Valuation Score
[As on : Nov 21,2024 ]

Ratio Consolidated
P/E
P/B
P/S
18.61
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 71,546.40 Cr
[Latest Qtr - Sep2024 - Consolidated Results ]

2.93
P/B Calculated based on Book Value of Rs 453,743.00 Cr
[Latest Year - Mar2024 - Consolidated Results ]

4.13
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 321,990.00 Cr
[Latest Qtr - Sep2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF HDFC BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
68%
127%

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SHARE PRICE MOMENTUM OF HDFC BANK



HDFC BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
0
0.27
0.32
0.2

PLEDGED PROMOTER SHARES OF HDFC BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF HDFC BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
1.78%
5.28%
5.46%
8.37%
10.61%
12.18%
14.31%
7.6%
QtrlyTrend
8
Latest Qtr: Sep2024
Quarterly Result Analysis →


HDFC BANK related INDICES

BSE Indices1W1M1Y
S&P BSE CARBONEX 1.5% 1.4% 34.5%
S&P BSE ALLCAP -0.3% -3.5% 35.8%
BSE PVT BANK -0.7% -3.5% 7.9%
S&P BSE 100 ESG INDEX -1.4% -5.5% 20.4%
S&P BSE FINANCE -1.6% -3.8% 15.9%
NSE Indices1W1M1Y
NIFTY PRIVATE BANK -0.8% -4.5% 7.9%
NIFTY FINANCE -1.2% -2.8% 18%
NIFTY BANK -1.5% -3.3% 14%
NSE QUALITY 30 -1.8% -7.7% 22.8%
NIFTY SERV SECTOR -1.9% -4% 23.9%

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FAQ about HDFC BANK


Is HDFC BANK good for long term investment?

As on Nov 21,2024, the Fundamentals of HDFC BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of HDFC BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is HDFC BANK UnderValued or OverValued?

As on Nov 21,2024, HDFC BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of HDFC BANK ?

As on Nov 21,2024, the Intrinsic Value of HDFC BANK is Rs. 903.74 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -80.84
Fair Value [Median EV / Sales Model] : Rs. 1,039.30
Fair Value [Median Price / Sales Model] : Rs. 768.18
Estimated Median Fair Value of HDFC BANK : Rs. 903.74

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is HDFC BANK trading at a Premium or Discount?

As on Nov 21,2024, HDFC BANK is trading at a Premium of 93% based on the estimates of Median Intrinsic Value!