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BANK OF INDIA
Intrinsic Value | Fundamental Analysis

BOM : 532149     NSE : BANKINDIA    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Nov 21,2024
Price(EOD): ₹ 101.40
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 46,164.38 Cr
Value of ₹ 1 Lac invested in BANK OF INDIA
on Nov 21,2019 (price: ₹ 73.10)

₹ 1 L

₹ 1.39 L

1W : -3.1% 1M : -2.6% 1Y : -2%
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Best Quarterly Growth Mid Cap Stocks
Industry Peers & Returns1W1M1Y
BANK OF INDIA -3.1% -2.6% -2%
STATE BANK OF INDIA -3.4% -4.1% 37.2%
PUNJAB NATIONAL BANK -4.1% -5.8% 26.7%
BANK OF BARODA -6.1% -7% 19.5%
UNION BANK OF INDIA -0.6% 3.1% 5.2%
INDIAN OVERSEAS BANK 1% -6.6% 24.4%
CANARA BANK -3.9% -8.1% 20.4%
INDIAN BANK -1.8% 3.4% 17.3%
UCO BANK -0.2% -10.5% 7.9%

FUNDAMENTAL ANALYSIS OF BANK OF INDIA

 
Fundamentals Score
[ Q(TTM): Sep2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF BANK OF INDIA

 
Valuation Score
[As on : Nov 21,2024 ]

Ratio Consolidated
P/E
P/B
P/S
6.13
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 7,527.51 Cr
[Latest Qtr - Sep2024 - Consolidated Results ]

0.65
P/B Calculated based on Book Value of Rs 70,581.30 Cr
[Latest Year - Mar2024 - Consolidated Results ]

0.7
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 66,080.60 Cr
[Latest Qtr - Sep2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF BANK OF INDIA

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
83%
454%

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SHARE PRICE MOMENTUM OF BANK OF INDIA



BANK OF INDIA vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
1.22
1.66
2.34
1.74

PLEDGED PROMOTER SHARES OF BANK OF INDIA

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF BANK OF INDIA

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
2.47%
12.71%
29.58%
38.31%
15.96%
10%
5.4%
61.12%
QtrlyTrend
8
Latest Qtr: Sep2024
Quarterly Result Analysis →


BANK OF INDIA related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP -0.3% -3.5% 35.8%
S&P BSE FINANCE -1.6% -3.8% 15.9%
S&P BSE MID CAP -1.8% -7.3% 34.3%
S&P BSE 150 MIDCAP -1.9% -7.5% 32.4%
S&P BSE 400 MIDSMALLCAP -2.2% -7.9% 31.4%
NSE Indices1W1M1Y
NIFTY FREE MIDCAP 100 -1.6% -7.3% 31.4%
NIFTY MIDCAP150 -1.9% -7.2% 30.8%
NIFTY LARGE MIDCAP 250 -2.1% -7% 26.7%
NIFTY MID SMALL400 -2.1% -7.6% 30.6%
NIFTY 200 -2.2% -6.8% 23.9%

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FAQ about BANK OF INDIA


Is BANK OF INDIA good for long term investment?

As on Nov 21,2024, the Fundamentals of BANK OF INDIA look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of BANK OF INDIA. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is BANK OF INDIA UnderValued or OverValued?

As on Nov 21,2024, BANK OF INDIA is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of BANK OF INDIA ?

As on Nov 21,2024, the Intrinsic Value of BANK OF INDIA is Rs. 36.91 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -13.76
Fair Value [Median EV / Sales Model] : Rs. 55.53
Fair Value [Median Price / Sales Model] : Rs. 18.30
Estimated Median Fair Value of BANK OF INDIA : Rs. 36.91

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is BANK OF INDIA trading at a Premium or Discount?

As on Nov 21,2024, BANK OF INDIA is trading at a Premium of 175% based on the estimates of Median Intrinsic Value!