SBI CARDS AND PAYMENT SERVICES Financial Statement Analysis
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The Revenues of SBI CARDS AND PAYMENT SERVICES have increased by 24.16% YoY .
The Earnings Per Share (EPS) of SBI CARDS AND PAYMENT SERVICES has increased by 6.07 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
SBI CARDS AND PAYMENT SERVICES Last 5 Annual Financial Results
[BOM: 543066|NSE : SBICARD]
| Standalone | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Operating Income | ₹16,968 Cr | ₹13,667 Cr | ₹10,677 Cr | ₹9,296 Cr | ₹9,276 Cr |
| Expenses | ₹10,742 Cr | ₹8,807 Cr | ₹8,034 Cr | ₹6,866 Cr | ₹6,230 Cr |
| Operating Profit (Excl OI) | ₹6,226 Cr | ₹4,859 Cr | ₹2,644 Cr | ₹2,430 Cr | ₹3,046 Cr |
| Other Income | ₹515 Cr | ₹619 Cr | ₹1,181 Cr | ₹417 Cr | ₹476 Cr |
| Interest | ₹3,313 Cr | ₹2,284 Cr | ₹1,503 Cr | ₹1,400 Cr | ₹1,689 Cr |
| Depreciation | ₹197 Cr | ₹164 Cr | ₹149 Cr | ₹123 Cr | ₹104 Cr |
| Profit Before Tax | ₹3,232 Cr | ₹3,031 Cr | ₹2,172 Cr | ₹1,324 Cr | ₹1,730 Cr |
| Profit After Tax | ₹2,408 Cr | ₹2,258 Cr | ₹1,616 Cr | ₹985 Cr | ₹1,245 Cr |
| Earnings Per Share (Rs) | ₹25.32 | ₹23.87 | ₹17.14 | ₹10.47 | ₹13.26 |
| PAT Margin (%) | 14.19 | 16.53 | 15.14 | 10.59 | 13.42 |
| ROE(%) | 22.03 | 25.82 | 23.15 | 17.00 | 28.24 |
| ROCE(%) | 14.09 | 14.83 | 13.38 | 11.56 | 17.07 |
| Total Debt/Equity(x) | 3.30 | 3.18 | 2.98 | 2.86 | 3.30 |
Key Financials |
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| Market Cap | : | ₹ 65,035.6 Cr |
| Revenue (TTM) | : | ₹ 17,749.1 Cr |
| Net Profit(TTM) | : | ₹ 2,210.3 Cr |
| EPS (TTM) | : | ₹ 23.2 |
| P/E (TTM) | : | 29.4 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| SBI CARDS AND PAYMENT SERVICES | 0.6% | -7.5% | -11.7% |
| BAJAJ FINANCE | -0.7% | -4.3% | -9.1% |
| BAJAJ HOLDINGS & INVESTMENT | -2.3% | 2.8% | 48.6% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | -0.4% | -15.5% | 6.3% |
| SHRIRAM FINANCE | -3.6% | -15.6% | 39.9% |
| MUTHOOT FINANCE | 5.9% | -3.6% | 44.7% |
| ADITYA BIRLA CAPITAL | -5.1% | -17% | 1.8% |
| SUNDARAM FINANCE | -4.8% | -19.3% | 28.8% |
| L&T FINANCE HOLDINGS | 0.9% | -16.1% | -7.9% |
SBI CARDS AND PAYMENT SERVICES Revenues
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 24.16 % |
| 5 Yr CAGR | 16.30 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2024 | ₹16,968 Cr | 24.16 | |
| Mar2023 | ₹13,667 Cr | 28.00 | |
| Mar2022 | ₹10,677 Cr | 14.85 | |
| Mar2021 | ₹9,296 Cr | 0.22 | |
| Mar2020 | ₹9,276 Cr | - | |
SBI CARDS AND PAYMENT SERVICES Operating Profit
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 28.12 % |
| 5 Yr CAGR | 19.57 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2024 | ₹6,226 Cr | 28.12 | |
| Mar2023 | ₹4,859 Cr | 83.82 | |
| Mar2022 | ₹2,644 Cr | 8.79 | |
| Mar2021 | ₹2,430 Cr | -20.23 | |
| Mar2020 | ₹3,046 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 3.18 % |
| 5 Yr CAGR | 2.81 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 36.69% | 3.18 | |
| Mar2023 | 35.56% | 43.62 | |
| Mar2022 | 24.76% | -5.28 | |
| Mar2021 | 26.14% | -20.40 | |
| Mar2020 | 32.84% | - | |
SBI CARDS AND PAYMENT SERVICES Profit After Tax
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 6.62 % |
| 5 Yr CAGR | 17.93 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹2,408 Cr | 6.62 | |
| Mar2023 | ₹2,258 Cr | 39.74 | |
| Mar2022 | ₹1,616 Cr | 64.16 | |
| Mar2021 | ₹985 Cr | -20.91 | |
| Mar2020 | ₹1,245 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -14.16 % |
| 5 Yr CAGR | 1.40 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 14.19 % | -14.16 | |
| Mar2023 | 16.53 % | 9.18 | |
| Mar2022 | 15.14 % | 42.97 | |
| Mar2021 | 10.59 % | -21.09 | |
| Mar2020 | 13.42 % | - | |
SBI CARDS AND PAYMENT SERVICES Earnings Per Share (EPS)
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | 6.07 % |
| 5 Yr CAGR | 17.55 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹25 | 6.07 | |
| Mar2023 | ₹24 | 39.26 | |
| Mar2022 | ₹17 | 63.71 | |
| Mar2021 | ₹10 | -21.04 | |
| Mar2020 | ₹13 | - | |
SBI CARDS AND PAYMENT SERVICES Return on Capital Employed (ROCE)
[BOM: 543066|NSE : SBICARD]
| Y-o-Y | -4.99 % |
| 5 Yr CAGR | -4.68 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 14.09% | -4.99 | |
| Mar2023 | 14.83% | 10.84 | |
| Mar2022 | 13.38% | 15.74 | |
| Mar2021 | 11.56% | -32.28 | |
| Mar2020 | 17.07% | - | |
SBI CARDS AND PAYMENT SERVICES Share Price vs Sensex
| Current Share Price | : | ₹683.7 |
| Current MarketCap | : | ₹ 65,035.6 Cr |
| Updated EOD on | : | Nov 19,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| SBI CARDS AND PAYMENT SERVICES | 0.6% |
-7.5% |
-11.7% |
| SENSEX | -2.4% |
-4.2% |
19.5% |
SBI CARDS AND PAYMENT SERVICES related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE ALLCAP | -0.3% | -3.5% | 35.8% |
| S&P BSE FINANCE | -2.4% | -2.1% | 17.7% |
| S&P BSE 150 MIDCAP | -2.5% | -6.9% | 34.2% |
| S&P BSE 250 LARGEMIDCAP | -2.5% | -5.7% | 26% |
| S&P BSE LARGE MIDCAP | -2.5% | -5.7% | 25.6% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY MIDCAP 50 | -2.2% | -7.4% | 30.1% |
| NIFTY FINANCE | -2.3% | -0.8% | 19.8% |
| NIFTY FREE MIDCAP 100 | -2.3% | -6.7% | 33% |
| NIFTY MIDCAP150 | -2.4% | -6.7% | 32.5% |
| NIFTY LARGE MIDCAP 250 | -2.5% | -6.1% | 28.8% |
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FAQ about SBI CARDS AND PAYMENT SERVICES Financials
How the annual revenues of SBI CARDS AND PAYMENT SERVICES have changed ?
The Revenues of SBI CARDS AND PAYMENT SERVICES have increased by 24.16% YoY .
How the Earnings per Share (EPS) of SBI CARDS AND PAYMENT SERVICES have changed?
The Earnings Per Share (EPS) of SBI CARDS AND PAYMENT SERVICES has increased by 6.07 % YoY .
Check out Intrinsic Value of Peers of SBI CARDS AND PAYMENT SERVICES
Compare Stock Analytics of Peers of SBI CARDS AND PAYMENT SERVICES
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