PUNJAB & SIND BANK Financial Statement Analysis
|
||
|
The Net Interest Income of PUNJAB & SIND BANK have increased by 12.15% YoY .
The Earnings Per Share (EPS) of PUNJAB & SIND BANK has decreased by -54.64 % YoY. |
||
| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
PUNJAB & SIND BANK Last 5 Annual Financial Results
[BOM: 533295|NSE : PSB]
| Standalone | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Interest Earned | ₹7,993 Cr | ₹7,096 Cr | ₹6,974 Cr | ₹7,930 Cr | ₹8,559 Cr |
| Other Income | ₹940 Cr | ₹959 Cr | ₹904 Cr | ₹897 Cr | ₹828 Cr |
| Interest Expended | ₹5,019 Cr | ₹4,444 Cr | ₹4,712 Cr | ₹5,872 Cr | ₹6,279 Cr |
| Operating Expenses | ₹2,463 Cr | ₹2,281 Cr | ₹2,393 Cr | ₹1,858 Cr | ₹1,711 Cr |
| Profit Before Tax | ₹1,620 Cr | ₹1,187 Cr | ₹-3,404 Cr | ₹-1,522 Cr | ₹-772 Cr |
| Profit After Tax | ₹1,313 Cr | ₹1,039 Cr | ₹-2,733 Cr | ₹-991 Cr | ₹-543 Cr |
| Earnings Per Share (Rs) | ₹0.88 | ₹1.94 | ₹1.53 | ₹-6.74 | ₹-14.13 |
| NIM | 2.03 | 2.32 | 2.36 | 2.23 | 2.22 |
| ROE(%) | 4.15 | 9.62 | 10.12 | -45.11 | -20.98 |
| ROCE(%) | 5.98 | 9.47 | 10.37 | -31.74 | -14.64 |
| Advances Growth | 7.70 | 20.73 | 4.41 | 4.33 | -15.56 |
| Net NPAs (funded) to Net Advances (%) | 1.63 | 1.84 | 2.74 | 4.04 | 8.03 |
Key Financials |
||
| Market Cap | : | ₹ 28,602.3 Cr |
| Revenue (TTM) | : | ₹ 10,363.5 Cr |
| Net Profit(TTM) | : | ₹ 674.8 Cr |
| EPS (TTM) | : | ₹ 1.0 |
| P/E (TTM) | : | 42.4 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PUNJAB & SIND BANK | -10.9% | -19.7% | 3.3% |
| STATE BANK OF INDIA | -6.3% | -14.5% | 18.8% |
| PUNJAB NATIONAL BANK | -7.4% | -11.5% | 3.9% |
| BANK OF BARODA | -6.5% | -16.2% | 1% |
| UNION BANK OF INDIA | -10.3% | -21.5% | -15.7% |
| INDIAN OVERSEAS BANK | -11.2% | -21.3% | 11.5% |
| CANARA BANK | -9.7% | -17.7% | 3.1% |
| INDIAN BANK | -6.8% | -17.7% | 16.8% |
| BANK OF INDIA | -9.8% | -20.1% | -20.7% |
PUNJAB & SIND BANK Net Interest Income
[BOM: 533295|NSE : PSB]
| Y-o-Y | 12.15 % |
| 5 Yr CAGR | 6.87 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2024 | ₹2,973 Cr | 12.15 | |
| Mar2023 | ₹2,651 Cr | 17.22 | |
| Mar2022 | ₹2,262 Cr | 9.93 | |
| Mar2021 | ₹2,058 Cr | -9.74 | |
| Mar2020 | ₹2,280 Cr | - | |
PUNJAB & SIND BANK Net Interest Margin (NIM)
[BOM: 533295|NSE : PSB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -12.50 % |
| 5 Yr CAGR | -2.21 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 2.03% | -12.50 | |
| Mar2023 | 2.32% | -1.69 | |
| Mar2022 | 2.36% | 5.83 | |
| Mar2021 | 2.23% | 0.45 | |
| Mar2020 | 2.22% | - | |
PUNJAB & SIND BANK Profit After Tax
[BOM: 533295|NSE : PSB]
| Y-o-Y | 26.37 % |
| 5 Yr CAGR | Positive |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹1,313 Cr | 26.37 | |
| Mar2023 | ₹1,039 Cr | Positive | |
| Mar2022 | ₹-2,733 Cr | Negative | |
| Mar2021 | ₹-991 Cr | Negative | |
| Mar2020 | ₹-543 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 12.68 % |
| 5 Yr CAGR | Positive |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 44.16 % | 12.68 | |
| Mar2023 | 39.19 % | Positive | |
| Mar2022 | -120.82 % | Negative | |
| Mar2021 | -48.15 % | Negative | |
| Mar2020 | -23.84 % | - | |
PUNJAB & SIND BANK Earnings Per Share (EPS)
[BOM: 533295|NSE : PSB]
| Y-o-Y | -54.64 % |
| 5 Yr CAGR | Positive |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹0.88 | -54.64 | |
| Mar2023 | ₹1.94 | 26.80 | |
| Mar2022 | ₹1.53 | Positive | |
| Mar2021 | ₹-6.74 | Negative | |
| Mar2020 | ₹-14 | - | |
PUNJAB & SIND BANK Return on Capital Employed (ROCE)
[BOM: 533295|NSE : PSB]
| Y-o-Y | -36.85 % |
| 5 Yr CAGR | Positive |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 5.98% | -36.85 | |
| Mar2023 | 9.47% | -8.68 | |
| Mar2022 | 10.37% | Positive | |
| Mar2021 | -31.74% | Negative | |
| Mar2020 | -14.64% | - | |
PUNJAB & SIND BANK Share Price vs Sensex
| Current Share Price | : | ₹42.2 |
| Current MarketCap | : | ₹ 28,602.3 Cr |
| Updated EOD on | : | Jan 13,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PUNJAB & SIND BANK | -10.9% |
-19.7% |
3.3% |
| SENSEX | -2.1% |
-6.4% |
7% |
PUNJAB & SIND BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE ALLCAP | -0.3% | -3.5% | 35.8% |
| S&P BSE LARGE MIDCAP | -4.1% | -8.6% | 8.2% |
| S&P BSE 250 LARGEMIDCAP | -4.1% | -8.6% | 8.6% |
| S&P BSE 500 | -4.4% | -9.1% | 8.9% |
| S&P BSE FINANCE | -4.9% | -10.9% | 2.6% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY PSU BANK | -7.2% | -16.8% | 3.6% |
You may also like the below Video Courses
FAQ about PUNJAB & SIND BANK Financials
How the annual revenues of PUNJAB & SIND BANK have changed ?
The Net Interest Income of PUNJAB & SIND BANK have increased by 12.15% YoY .
How the Earnings per Share (EPS) of PUNJAB & SIND BANK have changed?
The Earnings Per Share (EPS) of PUNJAB & SIND BANK has decreased by -54.64 % YoY .
Check out Intrinsic Value of Peers of PUNJAB & SIND BANK
|
Intrinsic Value of STATE BANK OF INDIA Intrinsic Value of PUNJAB NATIONAL BANK Intrinsic Value of BANK OF BARODA Intrinsic Value of UNION BANK OF INDIA Intrinsic Value of INDIAN OVERSEAS BANK |
Compare Stock Analytics of Peers of PUNJAB & SIND BANK
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
UNION BANK OF INDIA vs INDIAN OVERSEAS BANK vs
STATE BANK OF INDIA vs PUNJAB NATIONAL BANK vs BANK OF BARODA
UNION BANK OF INDIA vs INDIAN OVERSEAS BANK vs
