PAISALO DIGITAL Financial Statement Analysis
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The Revenues of PAISALO DIGITAL have increased by 39.21% YoY .
The Earnings Per Share (EPS) of PAISALO DIGITAL has decreased by -4.33 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
PAISALO DIGITAL Last 5 Annual Financial Results
[BOM: 532900|NSE : PAISALO]
| Consolidated | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Operating Income | ₹659 Cr | ₹473 Cr | ₹392 Cr | ₹346 Cr | ₹375 Cr |
| Expenses | ₹145 Cr | ₹131 Cr | ₹99 Cr | ₹105 Cr | ₹142 Cr |
| Operating Profit (Excl OI) | ₹514 Cr | ₹342 Cr | ₹293 Cr | ₹241 Cr | ₹233 Cr |
| Other Income | ₹0.06 Cr | ₹0.13 Cr | ₹0.01 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Interest | ₹270 Cr | ₹209 Cr | ₹184 Cr | ₹162 Cr | ₹157 Cr |
| Depreciation | ₹3.40 Cr | ₹2.55 Cr | ₹1.96 Cr | ₹2.07 Cr | ₹1.90 Cr |
| Profit Before Tax | ₹241 Cr | ₹126 Cr | ₹107 Cr | ₹78 Cr | ₹74 Cr |
| Profit After Tax | ₹179 Cr | ₹94 Cr | ₹79 Cr | ₹58 Cr | ₹54 Cr |
| Consolidated Net Profit | ₹179 Cr | ₹94 Cr | ₹79 Cr | ₹58 Cr | ₹54 Cr |
| Earnings Per Share (Rs) | ₹1.99 | ₹2.08 | ₹18.05 | ₹13.71 | ₹12.80 |
| PAT Margin (%) | 27.17 | 19.78 | 20.21 | 16.76 | 14.44 |
| ROE(%) | 14.40 | 8.66 | 8.73 | 7.38 | 7.66 |
| ROCE(%) | 14.09 | 11.22 | 11.94 | 11.48 | 12.12 |
| Total Debt/Equity(x) | 2.00 | 1.83 | 1.67 | 1.62 | 1.63 |
Key Financials |
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| Market Cap | : | ₹ 3,331.6 Cr |
| Revenue (TTM) | : | ₹ 772.6 Cr |
| Net Profit(TTM) | : | ₹ 190.4 Cr |
| EPS (TTM) | : | ₹ 2.1 |
| P/E (TTM) | : | 17.5 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PAISALO DIGITAL | -8.9% | -14.8% | -55.7% |
| BAJAJ FINANCE | 1.7% | 8.1% | 32.7% |
| JIO FINANCIAL SERVICES | -11.1% | -11.5% | -30.4% |
| BAJAJ HOLDINGS & INVESTMENT | -5.2% | 3.5% | 38.7% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 1.2% | 9.5% | 30.9% |
| SHRIRAM FINANCE | 5.5% | 14.7% | 28% |
| MUTHOOT FINANCE | -3.7% | -3.4% | 70.5% |
| SBI CARDS AND PAYMENT SERVICES | 0.3% | 8.1% | 17.2% |
| SUNDARAM FINANCE | -2.6% | 3.1% | 8.9% |
PAISALO DIGITAL Revenues
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 39.21 % |
| 5 Yr CAGR | 15.14 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2024 | ₹659 Cr | 39.21 | |
| Mar2023 | ₹473 Cr | 20.64 | |
| Mar2022 | ₹392 Cr | 13.35 | |
| Mar2021 | ₹346 Cr | -7.67 | |
| Mar2020 | ₹375 Cr | - | |
PAISALO DIGITAL Operating Profit
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 50.39 % |
| 5 Yr CAGR | 21.93 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2024 | ₹514 Cr | 50.39 | |
| Mar2023 | ₹342 Cr | 16.59 | |
| Mar2022 | ₹293 Cr | 21.48 | |
| Mar2021 | ₹241 Cr | 3.77 | |
| Mar2020 | ₹233 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 8.03 % |
| 5 Yr CAGR | 5.89 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 78.04% | 8.03 | |
| Mar2023 | 72.24% | -3.37 | |
| Mar2022 | 74.76% | 7.18 | |
| Mar2021 | 69.75% | 12.37 | |
| Mar2020 | 62.07% | - | |
PAISALO DIGITAL Profit After Tax
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 91.17 % |
| 5 Yr CAGR | 34.84 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹179 Cr | 91.17 | |
| Mar2023 | ₹94 Cr | 18.13 | |
| Mar2022 | ₹79 Cr | 36.69 | |
| Mar2021 | ₹58 Cr | 7.11 | |
| Mar2020 | ₹54 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 37.36 % |
| 5 Yr CAGR | 17.12 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 27.17 % | 37.36 | |
| Mar2023 | 19.78 % | -2.13 | |
| Mar2022 | 20.21 % | 20.58 | |
| Mar2021 | 16.76 % | 16.07 | |
| Mar2020 | 14.44 % | - | |
PAISALO DIGITAL Earnings Per Share (EPS)
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | -4.33 % |
| 5 Yr CAGR | -37.21 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹1.99 | -4.33 | |
| Mar2023 | ₹2.08 | -88.48 | |
| Mar2022 | ₹18 | 31.66 | |
| Mar2021 | ₹14 | 7.11 | |
| Mar2020 | ₹13 | - | |
PAISALO DIGITAL Return on Capital Employed (ROCE)
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 25.58 % |
| 5 Yr CAGR | 3.84 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 14.09% | 25.58 | |
| Mar2023 | 11.22% | -6.03 | |
| Mar2022 | 11.94% | 4.01 | |
| Mar2021 | 11.48% | -5.28 | |
| Mar2020 | 12.12% | - | |
PAISALO DIGITAL Share Price vs Sensex
| Current Share Price | : | ₹37.1 |
| Current MarketCap | : | ₹ 3,331.6 Cr |
| Updated EOD on | : | Feb 28,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PAISALO DIGITAL | -8.9% |
-14.8% |
-55.7% |
| SENSEX | -3.4% |
-4.4% |
0.6% |
PAISALO DIGITAL related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE FINANCIAL SERVICES | -1.9% | -2.1% | 4.2% |
| BSE ALLCAP | -2.1% | -3.2% | -0.6% |
| BSE MIDSMALLCAP | -6% | -10.6% | -4.7% |
| BSE SMALLCAP | -6.5% | -12.2% | -6.4% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY TOTAL MARKET | -4.6% | -6.7% | -2% |
| NIFTY MICROCAP 250 | -6.6% | -12.6% | -5.3% |
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FAQ about PAISALO DIGITAL Financials
How the annual revenues of PAISALO DIGITAL have changed ?
The Revenues of PAISALO DIGITAL have increased by 39.21% YoY .
How the Earnings per Share (EPS) of PAISALO DIGITAL have changed?
The Earnings Per Share (EPS) of PAISALO DIGITAL has decreased by -4.33 % YoY .
Check out Intrinsic Value of Peers of PAISALO DIGITAL
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