ESAF SMALL FINANCE BANK
|
ESAF SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 8.27 | 6.73 | 1.22 | 2.34 | 4.45 |
| DPS(Rs) | 0.70 | - | - | - | - |
| Book NAV/Share(Rs) | 48.29 | 38.03 | 31.30 | 30.08 | 25.34 |
| Margin Ratios | |||||
| Yield on Advances | 20.87 | 20.49 | 16.67 | 20.09 | 21.58 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 6.27 | 5.65 | 5.03 | 6.73 | 7.54 |
| NIM | 9.38 | 9.38 | 6.66 | 7.73 | 8.63 |
| Interest Spread | 14.60 | 14.85 | 11.64 | 13.36 | 14.04 |
| Performance Ratios | |||||
| ROA(%) | 1.84 | 1.59 | 0.36 | 0.97 | 2.30 |
| ROE(%) | 20.29 | 19.41 | 3.97 | 8.65 | 19.25 |
| ROCE(%) | 14.45 | 12.42 | 5.07 | 9.61 | 16.06 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 58.65 | 57.93 | 63.69 | 60.24 | 64.91 |
| Core Cost Income Ratio | 59.51 | 55.93 | 64.66 | 61.67 | 65.36 |
| Operating Costs to Assets | 6.32 | 6.08 | 4.87 | 5.12 | 6.34 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 6.56 | - | - | - | - |
| PCE(x) | 5.85 | - | - | - | - |
| Price/Book(x) | 1.12 | - | - | - | - |
| Yield(%) | 1.29 | - | - | - | - |
| EV/Net Sales(x) | 1.57 | 1.33 | 1.75 | 1.31 | 1.15 |
| EV/Core EBITDA(x) | 5.17 | 4.26 | 6.92 | 5.14 | 5.02 |
| EV/EBIT(x) | 2.98 | 2.67 | 3.93 | 2.49 | 1.86 |
| EV/CE(x) | 1.05 | 0.75 | 0.78 | 0.70 | 0.71 |
| M Cap / Sales | 0.73 | - | - | - | - |
| Growth Ratio | |||||
| Core Operating Income Growth | 29.05 | 60.07 | 24.47 | 16.33 | 38.17 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 40.76 | 452.39 | -48.07 | -44.64 | 110.88 |
| BVPS Growth | 27.01 | -99.88 | 4.05 | 18.70 | - |
| Advances Growth | 31.38 | 19.66 | 42.48 | 24.74 | 43.96 |
| EPS Growth(%) | 22.90 | 452.39 | -48.07 | -47.31 | 110.88 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.07 | 0.05 | 0.10 | 0.18 | 0.04 |
| Investment / Deposits(x) | 0.28 | 0.33 | 0.32 | 0.21 | 0.25 |
| IncLoan / Deposits(x) | 16.22 | 22.87 | 23.04 | 18.82 | 17.12 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 2.26 | 1.13 | 3.92 | 3.88 | 0.64 |
Compare Financial Ratios of peers of ESAF SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| ESAF SMALL FINANCE BANK | ₹2,053.8 Cr | -1.4% | -1.2% | -45.1% | Stock Analytics | |
| HDFC BANK | ₹1,360,300.0 Cr | 1.5% | -0.7% | 7.3% | Stock Analytics | |
| ICICI BANK | ₹913,945.0 Cr | 1.7% | 0.4% | 30.6% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹346,519.0 Cr | 0.9% | -1.3% | -5.8% | Stock Analytics | |
| AXIS BANK | ₹331,052.0 Cr | 0.5% | -6.3% | -1% | Stock Analytics | |
| INDUSIND BANK | ₹75,092.8 Cr | 2.5% | -4.9% | -40.3% | Stock Analytics | |
ESAF SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| ESAF SMALL FINANCE BANK | -1.4% |
-1.2% |
-45.1% |
| SENSEX | 0.3% |
-2.5% |
10% |
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