CITY UNION BANK
|
CITY UNION BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 13.71 | 12.66 | 10.28 | 8.02 | 6.46 |
| DPS(Rs) | 1.50 | 1.00 | 1.00 | 0.30 | 0.50 |
| Book NAV/Share(Rs) | 113.43 | 100.72 | 89.05 | 79.08 | 71.83 |
| Margin Ratios | |||||
| Yield on Advances | 11.58 | 10.95 | 10.17 | 11.44 | 12.29 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 5.21 | 4.47 | 4.13 | 5.02 | 5.82 |
| NIM | 3.12 | 3.38 | 3.23 | 3.57 | 3.51 |
| Interest Spread | 6.37 | 6.48 | 6.04 | 6.41 | 6.47 |
| Performance Ratios | |||||
| ROA(%) | 1.48 | 1.46 | 1.32 | 1.15 | 1.00 |
| ROE(%) | 12.81 | 13.35 | 12.23 | 10.64 | 9.40 |
| ROCE(%) | 11.70 | 12.05 | 11.04 | 10.51 | 10.16 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 47.06 | 38.85 | 40.37 | 41.72 | 43.04 |
| Core Cost Income Ratio | 47.93 | 38.49 | 41.16 | 45.66 | 46.17 |
| Operating Costs to Assets | 1.90 | 1.73 | 1.76 | 1.97 | 2.04 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 9.85 | 9.94 | 12.56 | 19.43 | 20.07 |
| PCE(x) | 9.17 | 9.22 | 11.29 | 16.93 | 17.21 |
| Price/Book(x) | 1.19 | 1.25 | 1.45 | 1.97 | 1.80 |
| Yield(%) | 1.11 | 0.79 | 0.77 | 0.19 | 0.39 |
| EV/Net Sales(x) | 2.79 | 2.97 | 3.62 | 3.11 | 2.78 |
| EV/Core EBITDA(x) | 9.71 | 7.70 | 9.31 | 8.76 | 8.64 |
| EV/EBIT(x) | 3.36 | 3.76 | 4.68 | 4.29 | 3.76 |
| EV/CE(x) | 1.12 | 1.15 | 0.24 | 0.24 | 0.23 |
| M Cap / Sales | 1.90 | 1.98 | 2.33 | 2.79 | 2.29 |
| Growth Ratio | |||||
| Core Operating Income Growth | -1.82 | 12.85 | 4.75 | 9.22 | 3.95 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 8.35 | 23.33 | 28.23 | 24.46 | -30.25 |
| BVPS Growth | 12.62 | 13.11 | 12.60 | 10.09 | 8.99 |
| Advances Growth | 5.74 | 6.68 | 11.62 | 6.57 | 3.84 |
| EPS Growth(%) | 8.31 | 23.19 | 28.10 | 24.21 | -30.51 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.08 | 0.06 | 0.06 | 0.06 | 0.05 |
| Investment / Deposits(x) | 0.28 | 0.27 | 0.26 | 0.21 | 0.22 |
| IncLoan / Deposits(x) | 8.49 | 8.95 | 11.14 | 3.02 | 4.98 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 1.97 | 2.36 | 2.95 | 4.09 | 2.29 |
Compare Financial Ratios of peers of CITY UNION BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| CITY UNION BANK | ₹12,897.1 Cr | 0.3% | 5.2% | 31.8% | Stock Analytics | |
| HDFC BANK | ₹1,325,090.0 Cr | 3.1% | 4.5% | 22% | Stock Analytics | |
| ICICI BANK | ₹888,187.0 Cr | 0.3% | 0.7% | 24.3% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹384,943.0 Cr | 2.7% | 10.2% | 6.8% | Stock Analytics | |
| AXIS BANK | ₹316,959.0 Cr | 3.5% | -1.6% | -4.5% | Stock Analytics | |
| INDUSIND BANK | ₹84,090.8 Cr | 6.6% | 15.1% | -29.7% | Stock Analytics | |
CITY UNION BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CITY UNION BANK | 0.3% |
5.2% |
31.8% |
| SENSEX | 0.5% |
0.3% |
7.9% |
You may also like the below Video Courses
