CREDITACCESS GRAMEEN Financial Statement Analysis
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The Revenues of CREDITACCESS GRAMEEN have increased by 45.74% YoY .
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has increased by 74.53 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
CREDITACCESS GRAMEEN Last 5 Annual Financial Results
[BOM: 541770|NSE : CREDITACC]
| Consolidated | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
| Operating Income | ₹5,167 Cr | ₹3,545 Cr | ₹2,743 Cr | ₹2,461 Cr | ₹1,704 Cr |
| Expenses | ₹1,444 Cr | ₹1,179 Cr | ₹1,235 Cr | ₹1,308 Cr | ₹641 Cr |
| Operating Profit (Excl OI) | ₹3,723 Cr | ₹2,366 Cr | ₹1,508 Cr | ₹1,153 Cr | ₹1,063 Cr |
| Other Income | ₹5.98 Cr | ₹5.67 Cr | ₹7.31 Cr | ₹5.08 Cr | ₹1.17 Cr |
| Interest | ₹1,738 Cr | ₹1,216 Cr | ₹987 Cr | ₹933 Cr | ₹582 Cr |
| Depreciation | ₹51 Cr | ₹50 Cr | ₹47 Cr | ₹44 Cr | ₹20 Cr |
| Profit Before Tax | ₹1,939 Cr | ₹1,105 Cr | ₹481 Cr | ₹180 Cr | ₹462 Cr |
| Profit After Tax | ₹1,446 Cr | ₹826 Cr | ₹353 Cr | ₹131 Cr | ₹335 Cr |
| Consolidated Net Profit | ₹1,446 Cr | ₹826 Cr | ₹353 Cr | ₹134 Cr | ₹334 Cr |
| Earnings Per Share (Rs) | ₹90.72 | ₹51.98 | ₹22.65 | ₹8.61 | ₹23.16 |
| PAT Margin (%) | 27.99 | 23.30 | 12.87 | 5.34 | 19.68 |
| ROE(%) | 24.87 | 17.87 | 9.01 | 4.10 | 13.20 |
| ROCE(%) | 14.76 | 12.06 | 9.26 | 8.28 | 10.70 |
| Total Debt/Equity(x) | 3.34 | 3.21 | 3.11 | 2.97 | 3.50 |
Key Financials |
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| Market Cap | : | ₹ 14,498.9 Cr |
| Revenue (TTM) | : | ₹ 5,715.0 Cr |
| Net Profit(TTM) | : | ₹ 1,334.1 Cr |
| EPS (TTM) | : | ₹ 83.6 |
| P/E (TTM) | : | 10.9 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| CREDITACCESS GRAMEEN | 3.3% | -14.6% | -48.7% |
| BAJAJ FINANCE | 1.1% | 3.1% | -6.6% |
| BAJAJ HOLDINGS & INVESTMENT | 5.3% | 10.7% | 43% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 0.4% | -6.7% | -4.9% |
| SHRIRAM FINANCE | 0.9% | -4% | 42.5% |
| SBI CARDS AND PAYMENT SERVICES | -1.8% | -4.3% | -12.1% |
| MUTHOOT FINANCE | -0.3% | 6.8% | 40.1% |
| ADITYA BIRLA CAPITAL | -1.6% | -5.3% | 15.4% |
| SUNDARAM FINANCE | 2.1% | 5.4% | 23.1% |
CREDITACCESS GRAMEEN Revenues
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 45.74 % |
| 5 Yr CAGR | 31.95 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2024 | ₹5,167 Cr | 45.74 | |
| Mar2023 | ₹3,545 Cr | 29.25 | |
| Mar2022 | ₹2,743 Cr | 11.45 | |
| Mar2021 | ₹2,461 Cr | 44.40 | |
| Mar2020 | ₹1,704 Cr | - | |
CREDITACCESS GRAMEEN Operating Profit
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 57.36 % |
| 5 Yr CAGR | 36.80 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2024 | ₹3,723 Cr | 57.36 | |
| Mar2023 | ₹2,366 Cr | 56.86 | |
| Mar2022 | ₹1,508 Cr | 30.83 | |
| Mar2021 | ₹1,153 Cr | 8.45 | |
| Mar2020 | ₹1,063 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 7.97 % |
| 5 Yr CAGR | 3.67 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2024 | 72.05% | 7.97 | |
| Mar2023 | 66.73% | 21.37 | |
| Mar2022 | 54.98% | 17.38 | |
| Mar2021 | 46.84% | -24.90 | |
| Mar2020 | 62.37% | - | |
CREDITACCESS GRAMEEN Profit After Tax
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 75.04 % |
| 5 Yr CAGR | 44.29 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2024 | ₹1,446 Cr | 75.04 | |
| Mar2023 | ₹826 Cr | 133.96 | |
| Mar2022 | ₹353 Cr | 163.45 | |
| Mar2021 | ₹134 Cr | -59.82 | |
| Mar2020 | ₹334 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 20.13 % |
| 5 Yr CAGR | 9.21 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2024 | 27.99 % | 20.13 | |
| Mar2023 | 23.3 % | 81.04 | |
| Mar2022 | 12.87 % | 141.01 | |
| Mar2021 | 5.34 % | -72.87 | |
| Mar2020 | 19.68 % | - | |
CREDITACCESS GRAMEEN Earnings Per Share (EPS)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 74.53 % |
| 5 Yr CAGR | 40.68 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2024 | ₹91 | 74.53 | |
| Mar2023 | ₹52 | 129.49 | |
| Mar2022 | ₹23 | 163.07 | |
| Mar2021 | ₹8.61 | -62.82 | |
| Mar2020 | ₹23 | - | |
CREDITACCESS GRAMEEN Return on Capital Employed (ROCE)
[BOM: 541770|NSE : CREDITACC]
| Y-o-Y | 22.39 % |
| 5 Yr CAGR | 8.37 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2024 | 14.76% | 22.39 | |
| Mar2023 | 12.06% | 30.24 | |
| Mar2022 | 9.26% | 11.84 | |
| Mar2021 | 8.28% | -22.62 | |
| Mar2020 | 10.7% | - | |
CREDITACCESS GRAMEEN Share Price vs Sensex
| Current Share Price | : | ₹908.5 |
| Current MarketCap | : | ₹ 14,498.9 Cr |
| Updated EOD on | : | Dec 30,2024 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| CREDITACCESS GRAMEEN | 3.3% |
-14.6% |
-48.7% |
| SENSEX | 0.3% |
-2.5% |
10% |
CREDITACCESS GRAMEEN related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| S&P BSE DIVERSIFIED FINL. REV. | 1.5% | -0.4% | 10.6% |
| S&P BSE FINANCE | 0.3% | -1.8% | 10.7% |
| S&P BSE 500 | 0.3% | -1.6% | 16.8% |
| S&P BSE 400 MIDSMALLCAP | 0.3% | 0.5% | 27.7% |
| S&P BSE 250 SMALLCAP | -0.2% | -0.1% | 25.8% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY 500 | 0.2% | -1.5% | 17.3% |
| NIFTY500 MULTICAP 50:25:25 | 0.1% | -0.8% | 20.5% |
| NIFTY MID SMALL400 | 0.1% | 1% | 27% |
| NIFTY SMALLCAP250 | -0.3% | 0.5% | 27.9% |
| NIFTY FREE SMALL 100 | -0.4% | 0.7% | 25.6% |
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FAQ about CREDITACCESS GRAMEEN Financials
How the annual revenues of CREDITACCESS GRAMEEN have changed ?
The Revenues of CREDITACCESS GRAMEEN have increased by 45.74% YoY .
How the Earnings per Share (EPS) of CREDITACCESS GRAMEEN have changed?
The Earnings Per Share (EPS) of CREDITACCESS GRAMEEN has increased by 74.53 % YoY .
Check out Intrinsic Value of Peers of CREDITACCESS GRAMEEN
Compare Stock Analytics of Peers of CREDITACCESS GRAMEEN
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